Many tech professionals come to the United States to study, to work or to settle. In most cases, their parents took good care of them, including providing them with an education, and catering to all of their needs as children and young adults. Now, these professionals want to return the favor and have their parents visit them in the United States, spend time with them, and tour the country.

For that reason, they want to know the best travel insurance for parents visiting the USA, also known as USA visitors insurance, or health insurance for foreign visitors. 

The same visitors insurance in the USA for parents won't work for every visitor. Everyone is different, including their age, the duration of their trip, the desired policy maximum and deductible, the type of insurance wanted, available budget, comfort levels and so on. The best visitors insurance for parents will depend on all of these factors. 

There are primarily two types of travel insurance for the United States:

• Fixed-coverage plans provide limited coverage and are less expensive.
• Comprehensive-coverage plans provide better coverage but cost more.

As fixed-coverage plans are very insufficient for the extremely high medical expenses in the United States, these policies are not recommended and will not be discussed here.

While travel insurance for parents visiting the United States is available both from the United States and India, it is always preferable to purchase from a U.S.-based company when considering visitors insurance for parents from India to the USA. 

The following travel insurance plans are the best and most popular for parents visiting the United States:

• Atlas America

  • After you pay the deductible, it pays 100 percent up to the policy maximum.
  • $15 copay for U.S. Urgent Care/Walk-in Clinic. The deductible is waived. This copay is also waived in case of a $0 deductible.
  • Participates in either the United Healthcare PPO Network, both networks have numerous participating providers all across the United States.
  • Covers acute onset of pre-existing conditions up to the policy maximum for people below the age of 80 years. Various policy-maximum choices up to $2 million are available.
  • Vantage America RX discount card.

  • Atlas America Insurance - Visitors Insurance USA

    Plan Information

• Beacon America

  • After you pay the deductible, it pays 100 percent up to the policy maximum in the PPO network.
  • US-Urgent Care: Deductible waived, $35 copay. Co-insurance still applies.
  • Participates in the United Healthcare PPO, which has numerous participating providers all across the United States.
  • Covers acute onset of pre-existing conditions for people under 70 years of age up to $150,000 if the policy maximum chosen is $550,000 or $1,100,000 and up to $50,000 if the policy maximum chosen is $60,000, $75,000, $110,000 or $200,000.

  • Beacon America Insurance – Visitors to USA

    Plan Information

• Patriot America Plus

  • After you pay the deductible, it pays 100 percent up to the policy maximum in the PPO network.
  • US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible. US-Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies. Otherwise to policy maximum.
  • Participates in the United Healthcare PPO Network, which has numerous participating providers all across the United States.
  • Covers acute onset of pre-existing conditions up to the policy maximum for people below the age of 70 years. Various policy-maximum choices up to $1,000,000 are available.
  • Universal RX discount card.

  • Patriot America Plus Insurance

    Plan Information

• Safe Travels USA Comprehensive

  • Most popular and the best plan for people between the ages of 70 and 89.
  • US-Urgent Care: Deductible waived, $30 copay; unless $0 deductible. Co-insurance still applies. Otherwise to policy maximum.
  • After you pay the deductible, it pays 100 percent up to the policy maximum in the PPO network.
  • Participates in the First Health PPO Network, which has an extensive network of providers all across the United States.
  • Covers acute onset of pre-existing conditions up to the policy maximum for people below the age of 70 years. Additionally, it also includes the coverage for acute onset of pre-existing conditions up to $35,000 for people ages 70 and older.

  • Safe Travels USA Comprehensive Insurance

    Plan Information

All of the above plans are extendable and refundable. They all can be purchased online on this website instantly. You will receive the ID card and other policy documents immediately in your email.

In addition to the plans listed above, we have many other visitors insurance plans available. You can get instant quotes from multiple products, compare them side by side and make an immediate purchase online of the best visitors insurance in the USA.