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Best Travel Insurance for Parents Visiting the U.S.

Best Travel Insurance for Parents Visiting the U.S.

Many high-tech professionals come to the United States to study, to work or to settle. Most of their parents took good care of them, including providing them with an education and taking care of all of their needs. Now these professionals would like to return the favor and have their parents visit them in the United States, spend time with them and tour the country.

For that reason, they would like to know the best travel insurance for parents visiting the United States.

The same travel insurance won't work for every visitor. Everyone's situation is different, including age, the duration of the trip, the desired policy maximum and deductible, the type of insurance wanted, available budget, comfort levels and so on.

There are primarily two types of travel insurance for the United States:

As fixed-coverage plans are highly insufficient for the extremely high medical expenses in the United States, these policies are not recommended and will not be discussed here.

While travel insurance for the United States is available both from the United States and India, it is always preferable to purchase from a U.S.-based company.

The following travel insurance plans are the best and most popular for parents visiting the United States:

  1. Atlas America

    • After you pay the deductible, it pays 100 percent up to policy maximum within the PPO network.
    • $15 copay for U.S. Urgent Care/Walk-in Clinic. The deductible is waived. This copay is also waived in case of a $0 deductible.
    • Participates in the First Health PPO network, which has numerous participating providers all across the United States.
    • Covers acute onset of pre-existing conditions up to the policy maximum for people below the age of 70 years, and up to the lower of the policy maximum or $100,000 for ages 70 through 79. Various policy-maximum choices up to $2 million are available.
    • Vantage America RX discount card.
  2. Patriot America Plus

    • After you pay the deductible, it pays 100 percent up to the policy maximum in the PPO network.
    • US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible. US-Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies. Otherwise to policy maximum.
    • Participates in the First Health PPO network, which has numerous participating providers all across the United States.
    • Covers acute onset of pre-existing conditions up to the policy maximum for people below the age of 70 years. Various policy-maximum choices up to $500,000 are available.
    • Universal RX discount card.
  3. Safe Travels USA Comprehensive

    • Most popular and the best plan for people between the ages of 70 and 89.
    • US-Urgent Care: Deductible waived, $30 copay; unless $0 deductible. Co-insurance still applies. Otherwise to policy maximum.
    • After you pay the deductible, it pays 100 percent up to the policy maximum in the PPO network.
    • Participates in the First Health PPO network, which has an extensive network of providers all across the United States.
    • Covers acute onset of pre-existing conditions up to the policy maximum for people below the age of 70 years. Additionally, it also includes the coverage for acute onset of pre-existing conditions up to $35,000 for people between the ages of 70 and older.

All of the above plans are extendable and refundable. They all can be purchased online on this website instantly. You will receive the ID card and other policy documents immediately in your email.

In addition to the plans listed above, we have many other visitors' insurance plans available. You can get instant quotes from multiple products, compare them side by side and make an immediate purchase online.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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