Visitor Medical Insurance for travel including USA.

Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.

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Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • Included

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70

To policy max ($25,000 for cardiac or stroke) for ages <70 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70 Learn More
Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $15 copay unless, $0 deductible
  • $15 copay unless, $0 deductible
  • Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More
Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • Included

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

to policy max ($25,000 for cardiac or stroke) for ages <70

To policy max ($25,000 for cardiac or stroke) for ages <70 Learn More to policy max ($25,000 for cardiac or stroke) for ages <70 Learn More

Beacon America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • $35 copay
  • Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $15 copay unless, $0 deductible
  • $15 copay unless, $0 deductible
  • Included

Plan Details

Safe Travels USA Cost Saver

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $1,000 Learn More $1,000 Learn More

Safe Travels USA

Underwriter: Crum & Forster SPC

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 90% to $2,500, then 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

Unexpected recurrence of pre-existing condition coverage

Unexpected recurrence of pre-existing condition coverage: $1,000 Learn More $1,000 Learn More

Atlas Essential America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 75% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Plan Details

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Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More