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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Study abroad medical insurance provides coverage to international students that are traveling outside their home country to study. As medical coverage may vary by the plan, you should compare the plans to decide the most suitable study abroad coverage for your specific needs.
COVID-19 | Included |
Medical | To policy maximum |
Evacuation | $1,000,000 |
Repatriation | To policy maximum |
After deductible, pays 100% to policy maximum.
Acute onset of pre-existing conditions
US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount)
COVID-19 | Included |
Medical | To policy maximum |
Evacuation | To policy maximum |
Repatriation | To policy maximum |
After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.
US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
US-Walk-in Clinic: Deductible Waived, $15 copay; unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000
COVID-19 | Excluded |
Medical | To policy maximum |
Evacuation | $2,000,000 |
Repatriation | $1,000,000 |
After deductible, pays 100% to policy maximum.
Acute onset of pre-existing conditions
Unexpected recurrence of a pre-existing condition coverage: $2,500
COVID-19 | Included |
Medical | To policy maximum |
Evacuation | $500,000 |
Repatriation | $50,000 |
After deductible, pays 100% to policy maximum.
COVID-19 | Included, up to $100,000 or policy maximum; whichever is lower. |
Medical | To policy maximum |
Evacuation | To policy maximum |
Repatriation | $50,000 |
After deductible, pays 100% to policy maximum.
Acute onset of pre-existing conditions
coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000
COVID-19 | Included |
Medical | To policy maximum |
Evacuation | $2,000,000 |
Repatriation | $1,000,000 |
After deductible, pays 100% to policy maximum.
Acute onset of pre-existing conditions
Unexpected recurrence of pre-existing condition coverage: $20,000 for ages <65; $10,000 for ages 65+
COVID-19 | Included |
Medical | To policy maximum |
Evacuation | $1,000,000 |
Repatriation | To policy maximum |
After deductible, pays 100% to policy maximum.
Acute onset of pre-existing conditions
coverage to policy max for ages <80
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More