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International Student Medical Insurance

William Paterson University International Student Insurance

General Information

Imagine studying at a 370-acre wooded campus in New Jersey. You can do just that at William Paterson University in Wayne, NJ. Established in 1855, it is among the top public institutions in America today.

Whether in academics, athletics, or life after graduation, students at William Paterson University have always excelled. The university has an acceptance rate of over 90%, and it offers international students the chance to fulfill their American education dream. 

William Paterson University Academic and Research Opportunities

William Paterson University has five academic colleges. These colleges offer students a plethora of academic and research opportunities. The colleges are:

  • College of Science and Health
  • College of Education
  • Cotsakos College of Business
  • College of Arts and Communication
  • College of Humanities and Social Sciences

Health Risks for William Paterson University International Students

William Paterson University’s campus in Wayne, NJ is uniquely located. It’s in a peaceful, wooded area, yet is only 20 miles (32km) from Midtown Manhattan in New York City. This gives students the best of both worlds; a quiet study environment, and easy access to one of biggest, most exciting cities in the world. 

However, studying at Paterson does comes with some risks you must manage. If you decide to venture into New York, be prepared for chaotic traffic, a subway system that can seem confusing at first, and a fair amount of air pollution. 

Luckily, back on campus, you’ll have none of these things to worry about. You will however have to be mindful of snowy or icy walkways in the winter, not to mention cold temperatures. Invest in proper winter attire to keep yourself warm and safe while walking to and from class. 

Cover Your Risks with Health Insurance for William Paterson University

Whether you are in Wayne, NJ, or your hometown, health risks are present. The difference when studying in the U.S. is the high cost of treatment. Healthcare in the United States is infamously expensive. If you get sick or injured while attending Paterson, one night in the hospital could exhaust your budget if you don’t have insurance. Get the medical coverage you need so you’re protected from these big bills. 

International Student Health Insurance for William Paterson University - FAQs

Do international students need health insurance before joining William Paterson University?

In order to attend Paterson University as an international student, you are required to have compliant health insurance coverage. 

What’s the need for William Paterson University health insurance for international students?

Do not plan on being able to pay for your healthcare expenses out of your own pocket while studying in the U.S. Due to the high cost of care, this is simply not possible for most people. You will need to have international student health insurance to mitigate the cost of treatment. Do not put your education or your health at risk by forgoing this essential coverage. 

How to find the best student health insurance for William Paterson University?

To find the best medical insurance for international students in the USA:

Step 1: Find insurance providers that meet the William Paterson University criteria. 

Step 2: Compare and contrast the options based on cost, coverage, and other features. 

Step 3: Select the insurance that fits your needs and budget the best. 


William Paterson University International Student Health Insurance Requirements

International Students

William Paterson University does not cite specific insurance requirements for F1/J-1 international students. However, the university does state, in accordance with state law, all full-time students are offered health insurance that can be purchased. Full-time students are defined as:

  • Undergraduate - registered for 12 credits
  • Graduate students - registered for 9 credits or more
  • Biology/Biotechnology graduate students - registered for 8 or more credits
  • Doctor of Clinical Psychology students - registered for 6 credits or more. 

These students are automatically charged for the school insurance, and will have to waive out of the plan by providing proof of comparable coverage if desired. 

William Paterson University does not cite any specifications for insurance of international student accompanying dependents. Therefore, F-2 student dependents can select any plan shown in the Student (F1/F2) section. J2 dependents may not have mandates from the school, however, the Department of State does mandate that they are required to obtain and maintain insurance that meets the federal limits for the duration of their stay in the U.S. The plans shown in the Exchange Visitor (J1/J2) section do meet those requirements. It is recommended to contact the Center for International Education office to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Exchange Visitors

William Paterson University states that all Exchange Visitors on a J-1 visa must attest that they have purchased health insurance either once they have arrived in the U.S., or prior to their arrival for both themselves and any dependents that may be accompanying them. It is stated that the plan must meet the minimum limits of coverage issued by the U.S. Department of State. Although the school provides a list of carriers, it is not required to purchase directly through them. All plans under the Exchange Visitor (J-1/J-2) section will meet the requirements mandated by the Department of State. It is recommended to contact the Center for International Education office to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Please contact our office for further information. This information is subject to change. 

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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