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International Student Medical Insurance

Western Carolina University International Student Insurance

General Information

Western Carolina University (WCU) is a part of the University of North Carolina System. A public university, the main campus is in Cullowhee with satellite campuses in Asheville and Cherokee.

In response to the need for a community school, WCU put down roots in 1889. WCU started as a semi-public secondary school known as the Cullowhee Academy.

Over the years, the school slowly grew with changes in the local community needs to become WCU in 1967. The university joined the UNC System in 1972.

Situated in Jackson County in the valley of the Tuckasegee River, Cullowhee enjoys a rather pleasant climate.

Western Carolina University, Cullowhee Academic and Research Opportunities

With a faculty ratio of 17:1, WCU offers more than 130 courses divided across undergraduate degrees and minors.

The courses here are among six colleges:

  • College of Health and Human Sciences
  • College of Arts and Sciences
  • College of Fine and Performing Arts
  • College of Business
  • College of Education and Allied Professions
  • College of Engineering and Technology

WCU also has a graduate school and an Honors College offering interdisciplinary programs in various fields.

In 1893, WCU established the first publicly funded normal school in North Carolina for training teachers. Today, WCU is the sixth-largest producer of teachers in North Carolina.

The university is built on the ancient site of a Cherokee village. This is a reason for the integration of the Appalachian and Cherokee culture into its system.

WCU falls in the M1- Master's Colleges and Universities, larger programs, and amidst elective, "community engagement" category.

The university has an active student life with studies accompanied by sports, co-curricular activities, and community events.

Health Risks for Western Carolina University, Cullowhee, NC International Students

Cullowhee is a small, census-designated town in Jackson County. The target action for improvement of health here is obesity, nutrition, and physical activity—nothing that would affect international students.

Given that Cullowhee lies cradled between mountain ranges, the residents here enjoy a healthy atmosphere. However, when exploring the mountainous beauty of the place, make sure you don’t leave general caution behind.

The crime rate in Cullowhee is low. Especially for violent crimes, data is almost negligible.

The chance of an earthquake in Cullowhee is the same as state averages. It's much lower than the national average. As for tornadoes, this index is very low compared to state and national averages.

The air quality and temperature in this small town are pleasant due to its favorable location in a valley. While Cullowhee's proximity to the Tuckasegee river makes it a hotspot for water-related adventure and fun, stay cautious about activity-induced drowning and occasional flooding.

Cover Your Risks with Health Insurance for Western Carolina University, Cullowhee

Health insurance is mandatory when traveling abroad. As an F-1/F-2 or J-1/J-2 visa holder, it's important to have coverage for the full duration of time that you’ll be studying there.

Health emergencies do not come with a warning. They happen suddenly, and during difficult times in a foreign country, health insurance comes handy.

It saves you time and money in the long run. It might seem burdensome to opt for health insurance, but you save an enormous amount of money when you need health services later on.

Western Carolina University, Cullowhee requires international students studying abroad in the U.S. to have adequate health insurance coverage. Medical centers have the right to abstain from providing non-life-saving medical services to you without the security of health insurance.

International Student Health Insurance for Western Carolina University, Cullowhee - FAQs

Do international students need health insurance before joining Western Carolina University, Cullowhee?

As an F-1/F-2 or J-1/J-2 visa holder, it is mandatory for you to have health insurance coverage. WCU will ask for proof of health insurance as a condition of enrollment.

What’s the need for Western Carolina University, Cullowhee health insurance for international students?

Health insurance saves you a lot of expenses in the long haul. As a student, it is a great long-term investment and it will keep your hospital visits as hassle-free as possible.

How to find the best student health insurance for Western Carolina University, Cullowhee?

Have a look at the premium and deductibles in the health insurance plan. After careful deliberation, choose the one which meets the requirements set by WCU and seems like the best match for your personal needs.


Western Carolina University International Student Insurance Requirements

Exchange Visitors

J-1 Scholars and their J-2 dependents are required to have health insurance that meets the U.S. Department of Standard minimum requirements and that lasts the full duration of the academic program.

International Students

All F-1 and J-1 international students are automatically enrolled in the school’s health insurance plan. They have the option to waive this plan, but the WCU website does not mention the requirements to waive. Students should contact the university’s international department to confirm the requirements for a waiver.

This information is subject to change. Please contact our office for more information or to submit a health insurance waiver or a compliance form.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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