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International Student Medical Insurance

University of Northern Iowa International Student Insurance

General Information

Established in 1869, the University of Northern Iowa is a public institution in Cedar Falls, Iowa. 

While over 85% of students at the university are from within Iowa, international students should definitely consider enrolling in UNI. 

For one, the campus is a wonderful treat for those who don’t like studying in a closed classroom.

UNI also has a wide range of athletic teams and fraternities, which contribute to the overall development of its attendees. 

Also, the University of Northern Iowa boasts a long list of alumni who are now notable personalities. Diplomat John R Dinger, NBA coach Nick Nurse, actress Phyllis Somerville, and activist Vanessa McNeal are among them. 

The personal treatment you get at UNI right from the time you apply for admission is something that is hard to come by, and truly worth appreciating and cherishing. 

University of Northern Iowa Academic and Research Opportunities

The University of Northern Iowa offers over 90 majors in the following academic colleges:

  • College of Education
  • College of Business
  • College of Humanities, Arts, and Sciences
  • College of Social and Behavioral Sciences
  • Graduate College

Health Risks for University of Northern Iowa International Students

Located right between rolling hills and the Waterloo metro area, Cedar Falls offers international students a lovely mix of rural and urban American life. But, international students should remember to be cautious. 

While exploring bustling city life, or the peace and quiet of several miles of land and water, accidents can happen, or you could fall ill. The food might not be suitable for your sensitive stomach, or the weather might get you coughing and sneezing. 

Add that to the stress of college life and the pressure of being successful, and you’ll realize that life at UNI can be filled with health risks. 

Cover Your Risks with Health Insurance for the University of Northern Iowa

When in the U.S., health insurance is a necessity if you don’t want to go bankrupt while trying to afford medical care. 

Even with a quick visit to the doctor for a seemingly regular health issue, you can end up paying a hefty bill if you don’t have insurance. If you don’t want to be in a situation where you have to choose between financial stability and healthcare, be sure to get international student health insurance.

International Student Health Insurance for the University of Northern Iowa - FAQs

Do international students need health insurance before joining the University of Northern Iowa?

International students seeking admission at the University of Northern Iowa, Cedar Falls, have to compulsorily purchase the Student Health Insurance Plan (SHIP). The plan is provided by the Student Health Clinic. 

This is in the best interest of the international students, as insurance safeguards you from the financial burden that comes with availing healthcare in the U.S. 

Details about special situations when waivers are allowed can be found in the Insurance Requirements section below. 

What’s the need for University of Northern Iowa health insurance for international students?

Health risks are hard to avoid. You could be eating the healthiest meals, sleeping enough, meditating, and being cautious at all times, yet you never know when you might catch a cold, an infection, or fall prey to an injury. 

Healthcare, though easily accessible and top-notch, is expensive in America. For international students, a visit to a doctor or any other medical specialist means two things: One, a big blow to their college funds; and two, it might also require you to take out loans. 

The solution in such situations is buying adequate health insurance beforehand.  

How to find the best student health insurance for the University of Northern Iowa?

If you are eligible for a waiver, you can find comparable student health insurance coverage by doing your research. Make sure you understand the requirements for a waiver, and then you can search the insurance marketplace on this website to find the best plan for you.

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University of Northern Iowa International Student Insurance Requirements

International Students 

The University of Northern Iowa states that due to the Policy 3.16, international students are automatically enrolled into the UNI SHIP provided by the Student Health Clinic. Students are able add their dependents at an additional cost. UNI mentions that if students are able to meet the exemption requirements, they will be allowed to waive the plan.

Exceptions allowed under this policy:

  • International students with foreign government-sponsored or corporate health insurance which are comparable to the SHIP 
  • Coverage for all preexisting conditions with no limits for the coverage 
  • International students enrolled in a custom program for eight weeks or less who have insurance approved by the host department.

It is recommended to contact the Office of International Programs to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Exchange Visitors 

The University of Northern Iowa mandates all J-1 visiting scholars and their accompanying dependents to have health insurance for total their duration of their stay at UNI. The university requires them to have insurance that meets the standard federal limits of coverage as stated by the U.S.  Department of State. 

It is recommended to contact the Office of International Programs to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Please contact our office for further information. This information is subject to change.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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