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International Student Medical Insurance

General Information

Texas Tech University was established in 1923 in Lubbock, Texas. The university is the largest in the western two-thirds of the state of Texas, and it’s the only campus in the state that houses a university, a law school, and a medical school. It was originally known as Texas Technical College until the Texas State Legislature approved the name change, which took effect in 1969. The school’s colors are scarlet and black, and its athletic nickname is the Red Raiders.

Tech is one of four universities included in the Texas Tech University System. The others are Texas Tech University Health Sciences Center Lubbock, Texas Tech University Health Sciences Center El Paso, and Angelo State University in San Angelo, Texas.

On Campus

One striking feature of the campus is its Spanish Renaissance architecture; American author James Michener called it the “most beautiful west of the Mississippi until you get to Stanford.” Notable university traditions and landmarks include the Carol of Lights concert each December; the “Double T” logo; and the statue of actor Will Rogers on his horse, Soapsuds.

Notable Alumni

Among the school’s alumni are Demetrio B. Lakas, President of the Republic of Panama from 1969¬-1978; astronaut Rick Husband; CBS Evening News anchor Scott Pelley; folk musician John Denver; and Superbowl-winning NFL quarterback Patrick Mahomes II.

Texas Tech University International Student Insurance Requirements

J-1s can purchase insurance from the school or from an outside organization, but they require benefits greater than those of the U.S. Department of State. They also state that the insurance plans offered through the school do not cover medical evacuation and repatriation, so additional insurance must be purchased to cover those requirements. Insurance benefits must cover at least $100,000 per accident or illness for medical expenses, $50,000 for medical evacuation, and $25,000 for repatriation of remains. Insurance policies under these requirements may require a reasonable waiting period for coverage of pre-existing medical conditions, require the exchange visitor to pay up to 25% of the covered benefits per accident or illness, but shall not unreasonably exclude coverage of perils inherent to the activities of the exchange program.

For students on F-1 visa and J-1 international students, students are required to purchase insurance through the university. There is no mention of a waiver. 

Please contact our office if you would like more information. This information may be subject to change based on a health insurance waiver or compliance form.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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