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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Indiana University of Pennsylvania (IUP), located in the city of Indiana, Pennsylvania, was established in 1875. It was founded as the Indiana Normal school, a training school for teachers. All classes were held in one building. The Commonwealth of Pennsylvania gained ownership of the school in 1920. In 1927, its name changed to the State Teachers College at Indiana, and it gained the right to grant degrees. The school became Indiana State College in 1959 and adopted official university status and its present name in 1965. Today, IUP enrolls more than 12,000 students and counting each year. Its colors are crimson and gray, and its athletic nickname is the Crimson Hawks.
IUP operates three satellite campuses in Punxsutawney, Northpointe, and Pittsburgh East, all in Pennsylvania. The Punxsutawney school is the home of the nationally recognized IUP Academy of Culinary Arts.
Noteworthy campus features include the Orendorff Music Library, featuring music monuments, collected editions, scores, sound recordings, and CDs; the Allegheny Arboretum; the University Museum, featuring exhibitions celebrating regional history; and John Sutton Hall, the original school building that today houses administrative offices and is listed on the National Register of Historic Places.
Noteworthy IUP alumni and attendees include Chad Hurley, co-founder and CEO of YouTube; NASA astronaut Patricia Robertson; author Gawdat Bahgat; journalist Nellie Bly; and actor Jimmy Stewart.
Indiana University of Pennsylvania advises that all visa holders need to purchase health insurance due to the high cost of medical expenses in the United States. For this reason, the school requires all visa holders, regardless of the visa category that is held, to have health insurance for the duration of their stay or the program duration. It is recommended to contact the Office of International Education to confirm the health insurance requirements prior to purchase.
IUP states those J-1 Exchange visitors and their accompanying dependents are required to obtain and maintain health insurance that meets the federal regulations of the U.S. Department of State. It’s also required that the plan meet additional requirements, such as: may require a waiting period for any pre-existing condition which is reasonable as determined by current industry standards; includes provision for co-insurance that doesn’t exceed 25% co-insurance for covered benefits per accident or illness; and doesn’t exclude benefits for perils inherent to the activities of the exchange visitor’s program.
IUP states those international students on F-1 or J-1 visas, plus their accompanying dependents, are required to obtain and maintain health insurance. IUP does state that students are required to provide proof of health insurance to the Office of International Education during student orientation. Students must have coverage that meets the minimum limits of coverage. It is not specified as to what they are. However, it is stated that students would be responsible for all costs related to physical and mental health expenses. Although it’s not specifically mentioned, the J student visa holders and their accompanying dependents are required to meet the federal limits of required by the U.S Department of State.
Furthermore, IUP does mention that J visa holders should have additional requirements, and this may also apply to all international students and dependents. They are listed as: may require a waiting period for any pre-existing condition which is reasonable as determined by current industry standards; includes provision for co-insurance that doesn’t exceed 25% co-insurance for covered benefits per accident or illness; must cover mental health; and doesn’t exclude benefits for perils inherent to the activities of the exchange visitor’s program.
Please contact our office for further information. This information is subject to change.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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