Do you have questions that we can answer?

Did you not find what you were looking for?

We can help.


Please call us at toll-free +1 (866) INSUBUY or +1 (972) 985-4400.

WhatsApp: +1 (972) 795-1123

Our working hours: US Central Time

{{allSevenDays}} US Central Time, 7 days a week.

Current Time: {{currentOfficeTime}}

Email us at: ofni

There was a problem, please make the requested changes and submit again:

  • Date cannot be in the past. Please adjust the Date.{{error}}

Thank you for reaching out to us.

We will give you a call back at +{{form.isdCode}}-{{form.phoneNumber}}.

Call Me Back

We can call you at your convenience, fill out the form below.

Name should not contain numbers or special characters.

Phone Number is required.Cannot contain special characters.Phone number should contain at least one number.

We have found an existing call back request. If you would like to replace the existing request click UPDATE.

Time: {{phoneReschDetails.time}}

Timezone: {{phoneReschDetails.timezone}}

International Student Medical Insurance

Harvard University International Student Insurance

Harvard University, established in 1636 and located in Cambridge, Massachusetts, is the oldest higher institution of learning in the United States. It was named after its first benefactor, Minister John Harvard, who left his library and half his estate to the new school when he died in 1638. The famous Harvard coat of arms is a shield bearing the Latin word “veritas,” which means “truth.” The school’s color is crimson, and its athletic nickname is the Harvard Crimson.

On Campus

Harvard Library is the largest academic library in the world and includes more than 20 million books, 400 million manuscript items, 10 million photographs, and 124 million archived web pages. Its 20 museums and digital collections hold more than 28 million works of art, artifacts, specimens, and more and collectively attract more than 650,000 visitors annually. Other trademark features on campus include Harvard Yard, which contains administrative offices, academic buildings, and dormitories; scenic views along the Charles River; and Mt. Auburn Street, the center of Harvard nightlife.

Notable Alumni

Notable Harvard alumni include eight U.S. Presidents, among them John Adams, Teddy Roosevelt, John F. Kennedy, George W. Bush, and Barack Obama; Microsoft founder Bill Gates; Facebook co-founder Mark Zuckerberg; poet Robert Frost; actors Tommy Lee Jones, Natalie Portman, and Matt Damon; authors Ralph Waldo Emerson, Henry David Thoreau, Norman Mailer, Susan Sontag, and John Updike; and astrophysicist Neil DeGrasse Tyson.

Harvard University International Student Insurance Requirements

Exchange Visitors

Harvard University states that all J-1 scholars and their accompanying dependents are required as per U.S government regulations to obtain and maintain health insurance that meets those federal regulations. It’s also required that the plan meet additional requirements such as: Covers any pre-existing condition after a reasonable waiting period, and a maximum required co-payment of 25%. Harvard’s health insurance plans do meet the J visa standards except for medical evacuation and repatriation. The Atlas MedEvac would be a good supplement in order to fulfill the J visa requirements.

International Students

Harvard University advises that due to Massachusetts State law, all international students are automatically enrolled in the school’s health insurance plan. Students may waive for a plan that is comparable to the plan offered by the school and is an American-based carrier the meets the Commonwealth of Massachusetts standards. Dependents are also required to have health insurance; however, there is no mention of specific requirements. Dependents are able to be enrolled in the school’s plan at the registered student’s discretion. Dependents of international students can find the available plans under each given section. Plans listed in the exchange visitor section do meet all the federal limits of coverage as required by the U.S Department of State.

Please contact our office for further information. This information is subject to change.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More