The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.

Ferris State University, located in Big Rapids, Michigan, is a four-year university, just a few miles from the Manistee National Forest. Founded in 1884, it's a public research university spread over 900 acres.
The main campus’ setting is rural, and it has satellite campuses in 19 other off-campus locations.
The university started as the Big Rapids Industrial School and joined Michigan's Higher Education System in 1950. It gained its current name only in 1987.
Since 1990, the university has undergone major changes to replace buildings ravaged by fire in 1950. Today, the university boasts state-of-the-art facilities and a modern campus. Most facilities are within walking distance of the campus.
Ferris State University offers more than 180 undergraduate and graduate majors. These include both 2-year and 4-year courses. The education programs also include bachelor’s, masters, associate degrees, and doctorates.
The following are the academic colleges at Ferris State University:
The student-faculty ratio here is 16:1, with half of the classes having less than 20 students.
FSU partners with industry leaders to share supportive spaces for its programs. As a student here, you can indulge in a variety of sports and take part in many co-curricular activities. Notable events include the university's yearly public service event (The Big Event) and the outdoor musical festival (Ferris Fest).
Big Rapids is in Kent County, nestled close to Lake Michigan. Like most states in the U.S., the city is actively trying to promote a healthy lifestyle for its residents.
You will find dozens of lakes and woods located in close proximity to the city. Outings like boating, open-water swimming, fishing, trekking, etc. are very popular among the locals.
Always take care to follow adequate health and safety precautions while engaging in such adventurous activities.
Note that the weather can get quite chilly during the winter months. Be prepared for seasonal thunderstorms, blizzards, and heavy snowfall. It is advisable to keep a first aid kit handy in your residence and your vehicle at all times.
Studying abroad comes with a set of health risks. It could be the climate or an injury that triggers a health emergency.
It's best to prepare for such situations in advance. The U.S. healthcare system, being mostly privatized, is expensive. Having health insurance will minimize your financial costs when getting treated at a medical center.
Some health centers turn away people for not having health insurance. Get health insurance as soon as possible if you wish to study in the U.S.
Yes, international students need to have health insurance at the time of enrollment.
Simply put, it is difficult to get treated in the U.S. without health insurance. Since healthcare is expensive here, it makes sense to have health insurance. It will save you a lot of money and make the procedure of receiving treatment smoother.
It is best to examine multiple options before settling for insurance. Make sure you have a look at the premiums and deductibles and whether the plan meets the requirements set by the university.
This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.
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