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International Student Medical Insurance

Ball State University International Student Insurance

General Information

Ball State University, located in Muncie, Indiana, was established in 1918 as the Indiana State Normal School Eastern Division. It was founded when the Ball brothers, a group of five industrialists and co-owners of the Ball Corporation, purchased the recently foreclosed Indiana Normal School and donated the school with its surrounding land to the State of Indiana. It has since grown from a teachers college to a public research university with a yearly enrollment of more than 20,000 and seven academic colleges. The school’s colors are cardinal and white, and its athletic nickname is the cardinals.

On Campus

The campus has several noteworthy features. The Charles W. Brown Planetarium is the largest planetarium in the state of Indiana and receives more than 20,000 visitors per year. It provides free weekly shows to the public and features a rotating schedule of programming. The Donald E. Miller Wildlife Area is a 16.5-acre nature preserve home to nature studies and environmental sciences field experiments. The David Owsley Museum of Art opened in 1935 and displays about 1,000 works ranging from prehistoric tools to Renaissance paintings to modern American decorative art and furniture.

Notable Alumni

Notable Ball State University alumni include David Letterman, namesake of the David Letterman Communication and Media Building, which opened in 2007; cartoonist Jim Davis, creator of the Garfield comic strip; actor Doug Jones; and Angela Ahrendts, former CEO of Burberry and senior vice president of retail for Apple.

Ball State University International Student Insurance Requirements

Exchange Visitors

U.S. government regulations and Ball State University policy require health insurance coverage for all visiting scholars and family members. The insurance policy should last for the full duration of the exchange visitor program. Minimum coverage should provide medical benefits of at least $100,000 per accident or illness, repatriation of remains of at least $25,000, medical evacuation expenses of $50,000, and a deductible not to exceed $500 per accident or illness. Exchange visitors may use the BSU insurance plan or choose their own, provided it offers at least the same amount of coverage.

International Students

International students on F and J visas are also required to have health insurance. They are automatically enrolled in the BSU health insurance program. To waive the school’s plan, they must meet the following requirements: at least $250,000 maximum benefits for accident or sickness; maximum of $5,000 out-of-pocket within the $250,000 benefit; 100% coverage for accidents or sickness; coverage of pre-existing conditions within six months; at least $25,000 for repatriation of remains; and $50,000 for medical evacuation.

Accompanying Dependents

Dependents are not required to purchase the school’s plan, but the university strongly recommends that students purchase health insurance for any accompanying F-2/J-2 dependents. They may purchase any plan that meets the minimum requirements of the U.S. Department of State.

Please contact our office if you would like more information. You can also email your health insurance waiver or compliance form. This information may be subject to change based on a health insurance waiver or compliance form.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

ExchangeGuard® Choice

Student Health Advantage Platinum

StudentSecure® Select

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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