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International Student Medical Insurance

Andrews University International Student Insurance

General Information

A private Seventh-Day Adventist university, Andrews University was started as Battle Creek College in 1874. Today, the university has grown to offer 130 undergraduate and 70 graduate majors.

It is recognized as one of the most diverse educational institutions in the U.S. This is why it is a great pick for international students. Located in Berrien Springs, Michigan, it offers students a host of educational opportunities, and extracurricular activities. 

The university has a long list of successful and well-known alumni. Personalities like Karl Rhoads (American politician) and Melba Phillips (physicist) have gone to school at AU.

Andrews University Academic and Research Opportunities

International students can find vast academic and research opportunities at AU. The list of schools and departments at Andrews University is as follows:

  • Seventh-Day Adventist Theological Seminary
  • College of Arts & Sciences
  • College of Health & Human Services
  • College of Professions
  • College of Education & International Services
  • School of Social Work
  • School of Architecture & Interior Design
  • School of Communication Sciences & Disorders
  • School of Business Administration
  • School of Education
  • School of Distance Education
  • School of Nursing
  • School of Graduate Studies
  • School of Rehabilitation Sciences
  • School of Population Health, Nutrition & Wellness

Health Risks for Andrews University International Students

Andrews University is located in Berrien Springs, MI; a pleasant village near the eastern shore of Lake Michigan. It is less than two hours by car from the glitz and glamor of Chicago, yet retains its quiet, small town charm. Students here can enjoy a peaceful study atmosphere, with plenty of parks and greenspace to enjoy. However, even in this quiet town, there are health risks to keep in mind. 

This region of the U.S. is known for experiencing fairly harsh winter weather. If you’re used to a warmer climate, the snow, ice, and chilly temperatures that grip Berrien Springs from November to March can take some adjustment. You’ll need to invest in warm clothing, insulated boots, a hat, and gloves to spend time outside. Overexposure to the cold can lead to frostbite or hypothermia. 

It’s only natural for students at Andrews University to be drawn to the shores of Lake Michigan, just 12 miles away. While Lake Michigan is just a lake, it is massive, and deserves the respect of an ocean. Strong currents, high winds, and rough waters can catch you off-guard if you aren’t careful in the water. Be sure to only swim in designated areas, and only go out on a boat with an experienced guide. 

Cover Your Risks with Health Insurance for Andrews University

Health risks can quickly turn into health issues with little warning, and those issues can burn a hole in your wallet if you don’t have medical insurance. Healthcare in the U.S. is extremely expensive, so it’s very important to have proper coverage to protect your finances in case you get hurt or sick. 

International Student Health Insurance for Andrews University - FAQs

Do international students need health insurance before joining Andrews University?

Andrews University requires all international students to have proper health insurance coverage. 

What’s the need for Andrews University health insurance for international students?

Insurance is your safeguard against expensive medical bills. While you cannot avoid all health risks during your time at AU, you can be prepared for them by having insurance coverage.

How to find the best student health insurance for Andrews University?

International students are automatically enrolled in the Andrews University Student Health Insurance Plan (SHIP). However, if you require different insurance coverage than the SHIP for yourself or your dependents, it’s best to compare several plans online that meet your requirements. Once you’ve narrowed down your choices to a few plans that are compatible, compare their differences in price, levels of coverage, and potential out-of-pocket expenses. With this information, select the plan that offers the best mix of coverage and affordability for you. 

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Andrews University International Student Insurance Requirements

International Students

Andrews University requires all international students, regardless of credit hours, to purchase the Andrews University Student Health Insurance Plan (SHIP). The only exceptions to this policy that can be considered are for Canadian citizens, and those who are sponsored by an employer. It is recommended to contact the International Student Service to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

The school does not mention specific insurance requirements for F-2/J-2 dependents of international students. Those with an F-2 visa can select any plan in the Student (F-1/F-2) section of the website. J-2 visa holders must select a plan that meets all minimum limits required by the Department of State. All plans under the Exchange Visitor (J-1/J-2) section will meet the requirements mandated by the Department of State. It is recommended to contact the International Student Service to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Exchange Visitors

Andrews University does not provide any information about insurance requirements for Visiting Scholars, or any mention of an Exchange Visitor Program. These individuals and their dependents must have health insurance that meets Department of State minimum requirements for the duration of their program. All plans under the Exchange Visitor (J-1/J-2) section will meet the requirements mandated by the Department of State. It is recommended to contact the International Student Service to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Please contact our office for further information. This information is subject to change.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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