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Ask Our Specialists
Wife on H4 visa coming for one month My wife is on H4 visa but she is comming to USA only for a month. As she is comming for only one month i don't want to add her in my insurance and pay even if she is not here. Please recommnd me a good insurance for her. And pls let me know the benifts also. I really appreciate it
You can buy Patriot America for her, available at /patriot-america-lite-insurance/
Thank you very much for u'r reply. One more last question . so how soon the ins will get effective. i saw in u'r website some ins tell that first one month it will cover only $1000. i did not get that. and u suggested patriot america but i liked protection america. is there any perticular reason u suggested patriot america. please let me know. and i will buy it as soon as i get this reply. thank you
1. That kind of $1,000 restriction is there only in Diplomat America. 2. Both Patriot America and Protection America are from the same company. Major difference is that you have to buy for minimum 3 months initially in order to be able to renew in future in Patriot America. However, you can month by month in Protection America. Patriot America is little cheaper. If she might stay longer than 1 month by any chance, and if you may probably renew it, go for Protection America.
as u suggested I tried buying protection America ins today but had question is that necessary that dates should match with itinerary of my wife. to be on safe side can i buy the ins 5 days before and 5 days after her stay in usa ( i don't have prob paying more). thanks in advance
You can put any dates as start/end date you want. They don't have to be same as your itinerary.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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