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Urgent help..Eye Insurance Please help me. I need eye insurance for my father. please suggest me good eye insurance. I would appreciate your quick reply. Thank you!
What exactly do you mean by eye insurance? Please provide more details here or call (866) INSU-BUY.
Doctor detected daibetes in my father & he asked to check his eyes too. He wants to make sure his eyes are ok with high sugar. I took an appt with eye doc but I don't have eye insurance.
Unfortunately, its too late. That condition will be considered as pre-existing condition and not covered by any insurance.
It is not pre existing condition. he got joint pain so took him to doctor, they took his x rays, blood test & found out that his sugar level is high & he is diabetic. this got detected here in US . At any point of ur life u can have this...right ? If it detected here , just last ( he came here 3 months back) so how can it be pre existing ? Please help me. Thanks !!
Pre-existing condition is not considered with respect to when he arrived in the US. It is considered with respect to when the insurance is effective. Person already has diabetes and you want to buy insurance to get the eyes checked up. That means, the condition occured already and you would like to buy an insurance that is not yet effective. In other words, condition occured before the insurance would be effective. That is why is a pre-existing condition.
I already have **** insurance since they came here, and I don't think eye is covered under that. that's why asked is there any insurance for eye ?
No.
No. Go to the doctor's office along with your insurance in the US and tell them that you need to get your eyes checked. They will talk to the insurance company and they will tell you if your insurance covers it or not. Many times, the eye tests are considered as MEDICAL problems and are included in the insurance. But, some things (like getting new spectacles etc) are considered under VISION problems and may not be covered. So, it is better to check with the doctor's office.
you dont need a vision insurance for this test. Since the exam is as a result of an underlying condition not a vision test. I believe the test is for glaucoma it should be covered under regular insurance. I hope you did not make a routing eye exam appointment. For that the fee is usually $50 to $70. As an aside since he is you Dad, if you have Flexible medial account and put aside some money there you can claim all copays etc off of that
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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