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Ask Our Specialists
Visitor care from IMG - Is it enough? My mother is coming from INDIA to US to staty with us for 5months. She does not have any health issues. She is 48now. Can I go for FIXED or COMPREHENSIVE insurance of 50K? Any suggestions? TIA, SNB
Any fixed coverage plan is never enough. Otherwise, there would be no reason for the same companies to offer you comprehensive coverage plans and charge you more money as no one would buy. It does not matter whether the person is healthy or not. If not healthy, insurance company does not pay for pre-existing conditions anyway. Probability of someone getting into completely new medical condition is the same for everyone at a given age. When that new condition occurs, how much you are covered is what is the difference between fixed and comprehensive coverage plans. Therefore, I recommend everyone to buy only comprehensive coverage plans, available at https://www.insubuy.com
Thx for your reply.. I will go with 50K COMP with 2500$deductible.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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