The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Visitors medical insurance from USA vs India Many people whose relatives are visiting USA are considering purchasing visitors medical insurance either from India or USA. Even though we have had the same information in many different discussion threads and articles on this web site and on our web site for many years, we have reconciled all the information in one easy to read article. You can read the detailed comparison at /visitors-insurance-usa-india-comparison/
I'm going to write this here for everyone to read, PLEASE READ VERY CAREFULLY, THIS IS BASED ON ACTUAL EXPERIENCE. If you're wondering whether to buy a Fixed Insurance or Comprehensive Insurance plan, consider this; While Fixed Insurance plans are cheaper upfront, there is a reason, and the reason is that they provide practically no coverage in the US. WHY you ask? Simplest answer is that Fixed Insurance plans do NOT have any PPO networks. A PPO network is Preferred Provider Organization, it basically means that any doctor or hospitals who are part of that network have a PRE-NEGOTIATED RATE defined and CANNOT charge more that that rate. WITHOUT A PPO NETWORK, DOCTORS AND HOSPITALS CAN CHARGE ANYTHING THEY LIKE, so a Doctors visit for a Stomach Ache or Ear Infection can cost you $500 and a Broken Arm can cost you $10,000 when you visit a doctor or hospital who is NOT in the PPO network. Fixed coverage plans do NOT have PPO network and only pay minimal amounts ($60 for a doctor visit), it the lack of a PPO network which is the reason why the plan is useless. Spend you money wisely and purchase a Comprehensive plan, there are many good one there, Atlas, Patriot etc. Compare them and make a decision, but remember WHEN BUYING INSURANCE FOR THE USA ALWAYS BUY A PLAN WITH A PPO NETWORK. Otherwise you'll be paying for it for the rest of your life :) NOTE: I'm a consumer who got stung very badly with a Fixed Coverage plan and these are my experiences. I'm not promoting any product or service, just providing my feedback to help folks. I love Insubuy because they are VERY helpful and have GREAT SUPPORT and ARTICLES explaining these issues but I was short sighted to save a few $ and am now paying the price for it.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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Purchase annual multi trip travel insurance for your travels.
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Purchase international student health insurance that meets most school requirements.
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