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Visitors Care questions I am looking to purchase insurance for my folks (born 1938 and 1952) upto 3-4 months. I am inclined to take the fixed coverage option. The folks are normal healthy people and have no existing serious medical history. Could you please help clarify the following: 1. Would the cards provided, state 'PPO' network. 2. What hospitals/doctors/health care providers from TULSA, OKLAHOMA are registered with your insurance company. 3. Once the insurance company is notified in advance for a health service, How long is the delay before which the insured can seek the services of the health care provider.2. In case, the insured person visits a doctor, would he/she have to pay the amount more than the deductible(say $50). 4. Would the underwriter or the insurance company directly pay the amounts to the health care provider. 5. Does the insurance company take care of the payments by itself, or it seeks the permission and funds from its underwriter. 6. What is the rating of the service quality by the customers for the various options you have. I am the kind of person who would opt for the coverage where I would not have to get into the hassles of getting the insurance provider pay me after a tiresome and delayed sequence of paperwork. Rest assured that if I ever need a service I would inform the insurance company in advance, except for unforeseen emergencies. Please let me know what would you recommend. I would appreciate your reply.
Thank you for your interest in purchasing visitor heatlh insurance. Following questions apply to fixed coverage plan. 1, 2, 4. Visitors Care participates in First Health PPO network. Read /international-medical-ppo-network/ 3.1 You don't have to notify the insurance company for things like Dr. visit. For major things, you just have to let the insurance company know by calling them. You can immediately seek treatment. 3.2 If you take $50,000 coverage (Visitors Care), insurance company pays $55 for every doctor visit once the deductible is satisfied. You pay anything beyond that. 5. They take care of the payments by itself. 6. Excellent. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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