Ask Our Specialists

Question:

Health Insurance for Spouse - ITIN Required to get spouse insurance? Hello Friends! My wife came to US recently and when i am trying to include her with my Health Insurance plan (Kaiser), the insurance company asked SSN or ITIN. I called several other insurance companies and got the same reply. Do we need to get ITIN before apply for Health Insurance? To apply for ITIN, can i send the application to the IRS now? If anybody having experience in obtaining ITIN for spouse means, please help me to solve my problem. Thanks and Regards, micjohnson

Answer:

If she does not already have ITIN, you won't be able to get it until you file next year's tax returns, which will be January 2006 at the earliest. We have several insurance plans for people in this situation that don't have ITIN number and several companies won't provide insurance. Please call us at 1-866-INSU-BUY and we would guide and help you choose the right insurance plan.


hi friends,.. The ITIN can be used for anything that a SSN is required for except employment, which is the real purpose for an SSN. (An employer can't pay your Social Security payroll taxes if you don't have a SS account to pay them into.) To avoid any confusion with the uninformed, you don't have to tell people the number you're providing is an ITIN rather than a SSN. They won't be able to tell the difference and their use of the number is for internal purposes only, no connection with the SSA. The only place I can think of where you would have to switch to using your SSN once it's obtained is on your income tax returns. i hope this info will helps you guys,...

Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
925 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More