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Visitors medical insurance for my mother I have 3 seperate questions in regards to my mother an Indian citizen travelling to California to visit me. 1. My mother is leaving India to the US on the 16th. If I take the Protection America insurance, will the insurance cover from the time of departure in India i.e does the coverage include the air travel and any medical issues that arise on the plane 2. My mother is diabetic and we need to get blood tests done once in 3 months when she is here. Is there any way this can be covered as you said earlier that preexisting condition cannot be covered 3. Do you have any other insurance that will cover preexisting condition 4. If I take the insurance for one year, is there any discount on the premium
I have 3 seperate questions in regards to my mother an Indian citizen travelling to California to visit me. 1. My mother is leaving India to the US on the 16th. If I take the Protection America insurance, will the insurance cover from the time of departure in India i.e does the coverage include the air travel and any medical issues that arise on the plane? >>> Yes, if you make the effective date 15th. 2. My mother is diabetic and we need to get blood tests done once in 3 months when she is here. Is there any way this can be covered as you said earlier that pre-existing condition cannot be covered? >>>> No. 3. Do you have any other insurance that will cover pre-existing condition? >>>> No such plan exists anywhere in the market. 4. If I take the insurance for one year, is there any discount on the premium? >>>> Yes and No. No matter for how long you purchase Protection America, total price remains the same. In short term plans, buying and paying is one and same thing. If you are willing to pay for at least 3 months upfront, you can go with Patriot America which has same coverage but cheaper. You can think of discount that way. /patriot-america-lite-insurance/ .
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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