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Question:

Patriot America visitors medical insurance - need help I got your email from the immihelp discussions. My parents are in US already.they arrived on dec 10th. is there anyway I can buy insurnace for them from the date they arrived or which will cover this whole month.? I am looking to buy for both of my parents. my father aged 66 years and mother age 50. I saw a condition in the eligibilty requirements that the patriot america will not cover if the insurance is not purchased within 30 days of arrival. Please let me know your suggestions thanks

Answer:

No matter what your age is, you can always purchase Patriot America before coming to the US, or within 30 days of arrival in the US. If you are 65 years of age or above, you must not be without insurance for 30 days or more in order to purchase the insurance. Therefore, either purchase the insurance within 30 days of arrival in the US or have prior insurance that didn't expire 30 days or more prior to the effective date of this insurance.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Most schools require international students to purchase health insurance.

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