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Ask Our Specialists
My family are in the process of arranging to move to Utah for both of my daughters to undergo Oral Immuno Therapy to treat their allergic conditions. We are NOT expecting any insurer to pay for this treatment. We will be paying for the treatment course our selves. We have been applying for various traveller's insurance in Australia using our local major providers (such as Allianz international etc), however, I have not come across any traveller's insurance that will cover a claim "arising from" undergoing medical treatment in the USA. Most policies explicitly exclude this. Therefore, I am researching USA based providers. Can you please advise if there are any health insurance providers in the USA, that offer coverage for a claim that arises from undergoing elective medical treatment for a pre-existing condition? In my daughters' case it would be food allergies / anaphylaxis.
Unfortunately, you will see this exclusion across all plans. The available plans for visitors in the US will also exclude this.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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