The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Clarification needed. During a visit over Christmas my mother fell and spent a few hours in the emergency room. She is 82 and has dementia. She thought she had insurance but had ticked the wrong boxes and had taken out insurance for Europe. Consequently she might as well not had any. The hospital called me for her address in the U.K. but due to privacy issues did not want to discuss anything. I doubt if they have even made contact with the insurance company as it was only three weeks ago. Is she solely responsible for the bills? Will the hospital hold us responsible if she is unable to pay? She certainly doesn't have funds to pay the bills in full anytime soon. I told the lady on the phone that my mother has dementia but she wasn't interested.
The first step would be to find out whether she had insurance or not. If so, did it provide the coverage in the US? Did she come here on visitors visa or visa waiver program? If on visitors visa, did you sponsor her visa? Did you sign any documents at the hospital assuming the responsbility of the bills?
The insurance she had is no doubt invalid due the mistake she made on the application. She was here on vacation and had taken out holiday insurance. I provided my name and contact details at the hospital. I didn't sign to accept responsibility for payment. Plus, as I said, the hospital declined to discuss anything with me.
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