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Blue Cross of California insurance questions I am looking for health Insurance to buy for myself and family(wife, 2 kids). The below quote for premium for 30 days amount $370.80 is suitable for us. ( BC Life and Health ShortTerm PPO $250 $370.80 $250member $1000member ) Currently I am in India, looking to come US soon, Green card holder. How much time it takes to get Insurance approval from yourside if I apply today only. How we can get the approval papers What are terms & conditions Do you have a India contact no Looking forward to hear from you soon. Thanks,
If you have not been staying in the US for at least 3 months, you will have to go through the medical examination before you will be eligible to purchase the insurance. Otherwise, you will have to wait until you have stayed in the US for 3 months to apply. It takes around 1 to 2 weeks for the underwriting and approval after you apply. After that, insurance policy and the cards will be mailed to your California address. We are an American company and have presence only in the US. Please let me know if you have any other questions.
Thanks for your reply. Is the below rule applies to any Insurance ex Aetna etc, Do you have anything I can get insurance starting first day only? Thank You,
As far the rule regarding eligibility for persons are who already not staying in the US, Blue Cross of California is the best. You must be staying for 6 months in US before you can apply for Aetna, 2 years for Humana, 1 year for Assurant Health.
You can look at the products at /new-immigrant-insurance/ that would cover you from the first day, until you get long term domestic health insurance.
Can you please suggest which one is good among the list of providers in url for family. Thanks,
Protection America.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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