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Travel Medical Insurance

Question:

Travel insurance questions My wife and I are going on a hiking trip in Switzerland. The company requires travel insurance. Here is their coverage; do you have something comparable, if so, at what rate? Personal accident up to $50,000 Medical and air ambulance $10 million Cancellation/curtailment $10,000 Hijack $6,000 Travel delay $200-$2,000 Baggage and personal effects $5,000 Single article limit $500 Personal money $1,000 Personal liability $4 million Legal expenses $30,000 The trip is 18 days long; I am 67 and my wife is 52. hank you for your help with this.

Answer:

To the best of my knowledge, there is no travel insurance product in US market that offers $10 million of medical coverage. You can look at various trip cancellation products available at /trip-cancellation-insurance/ Maximum amount of medical insurance in those products is $500,000, in Travel Plus. If you want the coverage with no trip cancellation, you can buy maximum up to $2,000,000, in Patriot International, available at /travel-health-insurance/ Please let me know if you have any other questions.


Thank you for your prompt response. What is the closest possible match and what is the premium?


If you want trip cancellation, the closest one would be Travel Plus. You can do that quotes online at /trip-cancellation-insurance/

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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