The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Looking for foreign student health Insurance I currently have the Liaison International plan that expires in August 2007. This was brought through InsuBuy. I am a student on a F1 visa in the USA, and I intend to continue to be a student for the next 4-5 years, so I am looking for a health insurance plan till then. My requirements are: Maximum Out-of-Pocket expenses of $2000-$3000 per year. The plan is renewable (probably on an annual basis) for 4-5 years. Minimum Medical evacuation coverage of $10,000 Mimimum Repatriation benefits of $7500 Minimum inpatient and outpatient benefits paid at 80% . Minimum Inpatient and outpatient mental health benfits at 50%. A high lifetime maximum coverage.I think this is necessary in event of a serious accident or illness, given the high-cost of health care nowadays. I feel that a lifetime limit of $300,000 or more is important. Would you suggest that a smaller lifetime maximum coverage will be sufficient? Reliability and helpfulness of the administrator and underwriter in submitting and processing claims. I am a very healthy person, and I have no history of medical conditions. What duration of exclusion period for pre-existing conditions will be appropriate for me? I understand that there may not be a single product that meets all these requirements. If so, can you inform me of the various trade-offs I can make and the product(s) for each trade-off? Thank you for your help, and I look forward to doing business with you.
You can look at MNU's Student Secure Select plan at /student-secure-insurance/
It is not clear to me that MNU's plan provides all that I am looking for. After reading the details, it is not clear to me that my concerns in points 1, 2, and 7 are being addressed. Furthermore, it is more expensive than Liaison International's plan for the same duration. Could you explain to me how MNU's plan compares to Liaison's plan, ie the pros and cons?
1. Co-insurance is 80/20 for first $5,000, that is $1,000/incident. 2. It is renewable as long as you are eligible as full time F1 student. 7. It provides $300,000 coverage. Both companies are excellent companies.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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