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Ask Our Specialists
Global Medical Insurance Directory I am looking at your Global Medical Insurance Policy ; Can you please advise me as to if Parkview Noble Hospital in Kendallville, Indiana.. 46755 is part of your PPO directory.
No, Here are the nearest hospitals in the area. You can buy it online at /expatriate-health-insurance/ 15 DEKALB MEMORIAL HOSPITAL 1316 E 7TH ST AUBURN, IN 46706 (260) 925-4600 20 PARKVIEW LAGRANGE HOSPITAL 207 N TOWNLINE RD LAGRANGE, IN 46761 (260) 463-2143
But, if something happened and I was ever in the position to need care at this Kendallville hospital ( when visiting my mom or…) I could still use it but pay the $250 non PPO fee ….and still be covered by the policy?
If you go out of network there will not be any negotiated rate.
Meaning that I pay my deductible and IMG pays the rest. ? For instance.. if I had to go to the emergency room at Parkview Noble… I pay my deductible and IMG picks up the rest.. even though Parkview Noble is not a PPO ?? I am in Haiti … and visit my mother in Kendallville, Indiana… What if I am in an auto accident or have a heart attack… or something that required me to go to Kendallville Noble, which is 1 miles away from my mom’s house…. The bottom line is… am I covered ? or do I have to try to get to Lagrange, 25 miles away ?
You can always go out of the network. If you go out of the network, you have to first pay the deductible. Then insurance company pays 80% for first $5,000 in covered medical expenses, and 100% after that up to the policy maximum.
Thanks for the clarification.. that is all I wanted to know ! I will be finalizing my purchase soon.
You can purchase online at /expatriate-health-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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