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Ask Our Specialists
We have a trip planned to Hawaii leaving Dec 26, 2020 for 8 nights. Flights have been paid for (March 2020), and the accommodation has been paid 50% (Feb 2020) - remainder due Oct 30. We are worried about COVID-19 and the possibility of on-going lockdowns at the destination that will impact the trip. What insurance options do you cover for this?
We have insurance options that will allow for the medical coverage for COVID reason outside your home country as long as it were to manifest in the body after the effective date of the plan, but for your situation we would not have a plan that will allow coverage for cancellation due to COVID-19 under a cancel for any reason benefit, because your initial trip payment was made more than 20 days ago. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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