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International Student Insurance

Question:

I am interested in purchasing international major medical insurance and have a few questions about the it. I recently got approved for F-1 OPT and am finding a new health insurance. My questions are: Does the insurance cover birth control pills? Also, I currently have student insurance that covers contraception, and the monthly prescription is effective through July 2020. But my doctor's name is not listed on the First Health PPO network. If your insurance covers the contraception, then do I need to find a new doctor listed on the PPO network and get a new prescription?

Answer:

We do not have a plan that will cover birth control pills.

The plans that cover preventative care, routine maintenance, and pre-existing conditions and do not have restrictions on coverage in general would be domestic insurance plans.  The only way an F1 visa holder can obtain that type of coverage is either through their university, or their employer if on OPT.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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