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Ask Our Specialists
Research scholar insurance I am a Postdoctoral Research Associate in School of Pharmacy Texas Tech University Health Science Center, Amarillo Texas 79106. I want to buy medical insurance for evacuation, repatriation and for medical benefits, I went to your website and chosen Plan A (age group 19-29) where monthly premium is $40.00 (Deductible). I have some queries which I need to clarify before I go with this insurance. I would avail my medical insurance provided by my school from October 1st 07. Is this possible that if after 3 months I do not want medical benefits and only want to continue the insurance for evacuation and repatriation, the amount for monthly premium $40.00 will decrease or going to be the same. Which hospital is entitled to provide the medical benefits? What would be the co pay policy each time I visit to doctor and purchase a medicine? I would appreciate for your prompt reply.
1. It will be same. 2. Look at /travel-and-student-insurance-ppo-network/ 3. There is no concept of copay. If you need to use the insurance, you have to first pay the deductible once (such as $250). After that, insurance company pays 80% for first $5,000 in eligible medical expenses, you pay 20%. After $5,000, insurance company pays 100% up to $50,000. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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