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Ask Our Specialists
J visa medical insurance for family of 4 Hi My family of 4 will be arriving in USA on the J1/J2 visa for my husband's studies for about 10 months. I'm interested in the Atlas America's insurance but I have a few questions which I hope you can help: 1. Is the insurance a travel or medical insurance? 2. Will it be sufficient to just purchase the above mentioned insurance for our medical needs? 3. Does it cover routine vaccination for my 9-month old son in the States? 4. Does it cover loss of money, lugguage, flight delays and other coverage found in travel insurance if we travel around USA and other nearby countries? If not, can you recommend a good travel insurance that we can purchase? 5. Does most hospitals accept this insurance? 6. How will we be billed? 7. Do we need to go for medical check-up before buying this insurance? Thank you for your time.
1. Atlas America does not meet the requirements of J1/J2 visa. Look at /j1-visa-health-insurance/ 2. Look at answer #1. 3. No. 4. No. 5. Yes. 6. Read /travel-and-student-insurance-ppo-network/ and /international-medical-ppo-network/ 7. No.
Thank you for the prompt reply. Just wanted to check if there is a reason why J1/J2 visa holders cannot get a visitor insurance like Atlas America? Does Visit USA or Patriot Exchange fulfill the travel insurance aspects asked in my Question 4? Thank you for your time
Please review J1/J2 visa requirements at /exchange-visitor-insurance/ It requires minimum $50,000 per every incident (sickness or injury). While Atlas America provides $50,000 only once. The products you see in our J1/J2 visa sections meet all the requirements of J1/J2 visa. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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