Each year, millions of Chinese residents travel to the U.S. for tourism, to visit family, and for business or education purposes. Airline tickets are purchased, visas are obtained, accommodations set up, and reservations for rental cars are made, but one of the most important things everyone should have is overlooked. Most people neglect to obtain Travel medical coverage, unless they are required to carry insurance such as an F1 or J1 visa holder. However, China visitor insurance could very well be the most important thing to buy when visiting the U.S. due to the extremely high costs of medical care.
What if you became sick or injured while traveling or staying in the U.S.? Many things can cause an illness, such as changes in weather, jet lag, eating different foods than what you are accustomed to, as well as being exposed to so many people when traveling in general.
A visit to a doctor in the U.S. for a minor illness or injury including prescriptions can be several hundreds of dollars or maybe more depending on testing and labs that could also be required. For any condition that would require emergency care, such as a broken leg, the medical bills could be well into the thousands of dollars, and for something more serious, like a car accident, the expenses could be well into the hundreds of thousands.
If you do not have insurance, doctors may have the patient pay for the total cost of treatment in full before providing care. If something is of an emergency nature and someone needs to be stabilized, hospitals will stabilize the patient, but nothing more. The costs for emergency medical services to stabilize a patient in an emergency situation can be extremely expensive depending on the patient's needs and severity of the issue. Being protected from these possible financially catastrophic medical expenses and inability to receive treatment when it's needed is easily preventable when Chinese visitors to the USA buy travel medical insurance.
Insubuy offers many different options for Chinese visitors travel medical insurance to fit your individual needs, as well as budget. All of our agents are licensed and ready to help you determine which plan works best for you and your family. We are available 7 days a week and would be glad to answer any questions you may have about Travel medical insurance or additional coverage options such as Trip insurance. You can get quotes online, compare plan options side by side, and complete your purchase, and you can contact Insubuy at (866) INSUBUY to obtain quotes and information.