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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
What is suitable U.S. visitor insurance for pregnancy coverage? Is there a maternity package for foreigners in the USA seeking visitors insurance? Is there travel insurance that covers childbirth?
If you have a family member visiting the USA who is expecting, you likely have questions about visitor insurance coverage. Read the following FAQs for your answers.
Unfortunately, there are no insurance products from any company anywhere that would cover maternity expenses such as delivery if you are already pregnant.
You will need to pay for all the expenses yourself, if you want the child to be a U.S. citizen.
No. Routine maternity related expenses such as morning sickness, routine check ups or sonograms etc. are not covered in any short term insurance plans. Those expenses are expected and no short term insurance plan can afford to cover that.
Yes. There are a couple of visitors insurance plans available that would, for first 26 weeks of pregnancy, cover only the complications of pregnancy that are distinct from any maternity related routine expenses. e.g., Atlas America insurance and Visit USA-HealthCare.
Please note that the way the weeks of pregnancy are calculated in the U.S. may be different than the way you may be used to in your home country. While many countries count the pregnancy duration from the day of conception, in the U.S., it is counted from the date of last menstrual period. Therefore, you may need to add about two weeks to your calculation, as appropriate.
Please read the brochure and/or certificate wording of each insurance plan (the ones that cover it) to understand the exact details
As the medical expenses can vary greatly in the U.S., it is not possible for us to give any estimate on that. You should really contact the providers (doctors, hospitals etc.) who will be providing the care to get an estimate of the expenses, if they can even tell you. For regular delivery with no complications, you should be prepared to spend around $15,000 to $20,000. However, please keep in mind that any number of complications may arise and the costs may run into hundreds of thousands of dollars if mother and/or child needs to stay in the hospital for a longer period and/or need surgeries or other care.
As pregnancy is considered high risk period in medical terms, if at all possible, you should try to avoid traveling during pregnancy. It is possible that any medical complications may arise while at home, the chances of that happening increases a lot while traveling overseas. However, if you must travel due to personal or business reasons, be prepared to pay a lot of money in case major complications occur.
Those who are considering inviting and/or sponsoring a pregnant woman to the U.S. must keep in mind that you may be held financially responsible to pay for all the bills. Therefore, you should really consider it carefully before making such a decision.
Yes, absolutely. You should still buy visitors insurance as because any one can get into new medical conditions, injuries or accidents at any time which are not related to pregnancy.
No.
No such insurance is available from any company.
Following is taken from the U.S. Customs and Border Protection (CBP) web site:
Although there are no specific regulations prohibiting pregnant foreign nationals from entering the U.S., entry is allowed or denied at the discretion of the admitting CBP officer. If the CBP officer determines that you are likely to become a ward of the government (meaning that the government must provide medical care because you do not have medical coverage while visiting the U.S.), you can be denied entry. When determining if you will be allowed to enter the U.S., CBP officers take into consideration the date your child is due for delivery and the length of time you intend to stay in the U.S. In addition, they want evidence that you have sufficient medical insurance to cover any medical necessities while you are in the U.S. If it is determined that you do not have sufficient medical insurance to cover any unexpected or expected medical care while in the U.S., you can be denied entry. Additionally, if you are pregnant and entering the U.S. at a border port of entry via vehicle, be aware the radiation detection portals deployed at the ports do not emit any radiation, and do not present a hazard to you and your unborn child. Coming to the U.S. for the purpose of child birth is not a valid reason for travel.
Each airline has a different set of rule regarding how many weeks you can be pregnant before they prohibit you from traveling in their airline. And those rules may keep changing frequently. Additionally, they may also require some medical records and/or physician certificate regarding the fitness of air travel during pregnancy. Please check with airline directly.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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