Compare Travel Insurance

Compare travel insurance for a high-level comparison of various trip insurance plans as it is not possible to represent all details of an individual plan. Please use the travel insurance comparison as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the certificate wording for complete information or call us for further details. If there is any discrepancy between this comparison and the language of the certificate wording, the certificate wording will prevail.

All the amounts are in U.S. dollars.

General

Travel LX
Travel SE
Travel Lite
Safe Travels Explorer

Trip Protection

Trip Cost - $150,000 maximum ($100,000 in WA)
Up to 150% of Trip Cost
6+ hours: $250/day; $2,500 maximum ($1,000 maximum in NY and WA)
Primary
3+ hours, $500 maximum
Optional: Up to 75% of non-refundable Trip Cost, if purchased within 20 days of initial trip deposit. Not available in NY. Included in WA.
Included
Included
Included
Included
Included
Trip Cost - $150,000 maximum ($50,000 in WA)
Up to 150% of Trip Cost
12+ hours: $125/day; $2,000 maximum ($500 maximum in NY and WA).
Primary
6+ hours, $500 maximum
-
Included
Included if purchased within 20 days of initial trip deposit.
Included
Included
Included
Trip Cost - $25,000 maximum
Up to 125% of Trip Cost
12+ hours: $125/day; $500 maximum
Secondary
-
-
Included
Included if purchased within 20 days of initial trip deposit.
Included
Included
Included
Trip Cost - $30,000 maximum
Up to 100% of Trip Cost
12+ hours, $150/day; $1,000 maximum
3+ hours, $500 maximum
-
-
-
Included
Included
-

Medical

  • $500,000 up to 99
Primary
$1,000
Included
  • $250,000 up to 99
Primary
$1,000
Included
  • $100,000 up to 99
Secondary
$1,000
Included
  • $50,000 up to 99
Secondary
$750
Included

Pre-Existing Conditions

Included if purchased before the final trip payment.
60 days
Included if purchased within 20 days of initial trip deposit.
60 days
-
60 days
-
90 days

Evacuation

$1,000,000
$50,000
$1,000,000
$500,000 ($20,000 in WA)
-
$500,000
$500,000 ($250,000 in NY)
-
$500,000
$200,000
-
$200,000

Property

12+ hours, $500 maximum
Primary
$250 per article, $2,500 maximum
Primary
$40,000
12+ hours, $250 maximum
Primary
$1,500
Primary
$40,000 (Not available in NY)
24+ hours, $150 maximum
Secondary
-
24+ hours, $200 maximum
$200 per article, $750 maximum
Optional: $25,000 (Not available in NY or TX)

Life

-
$100,000
Included in Common Carrier AD&D
-
$25,000
Included in Common Carrier AD&D
-
-
-
-
-
$20,000 (Not Available in NH)

Sports

12+ hours, $500/day, $2,000 maximum
-
-
-
-
-
-
-

Plan Features

Travel LX plan provides a higher level of comprehensive benefits for travelers, including Cancel for Any Reason coverage and benefits for many adventure activities.

10 days
Included
Included
Included
-
-
A.M. Best Rating for SiriusPoint America Insurance Company: A- "Excellent"
Email
International Medical Group (IMG)
SiriusPoint America Insurance Company or United States Fire Insurance Company
180 Days

The Travel SE Insurance plan offers worldwide coverage for travel abroad, including cruise coverage.

10 days
Included
Included
-
-
-
A.M. Best Rating for SiriusPoint America Insurance Company: A- "Excellent"
Email
International Medical Group (IMG)
SiriusPoint America Insurance Company or United States Fire Insurance Company
180 Days

Travel Lite trip insurance plan provides basic coverages with 24/7 emergency travel assistance services.

10 days
Included
Included
-
-
-
A.M. Best Rating for SiriusPoint America Insurance Company: A- "Excellent"
Email
International Medical Group (IMG)
SiriusPoint America Insurance Company or United States Fire Insurance Company
180 Days
10 days
Included
Included
-
Included
-
-
Email
Surego Administrative Services
Nationwide Mutual Insurance Company
60 Days
  • *Benefits shown reflect coverage provided if the policy is purchased for the total trip cost.
  • The dash (-) in the fields above means Not Applicable (N/A).

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More