Compare Travel Insurance

3+ hours, $500 maximum

Optional: Up to 75% of non-refundable Trip Cost, if purchased within 20 days of initial trip deposit. Not available in NY.

Included

Trip Cost - $50,000 maximum

Up to 150% of Trip Cost

12+ hours: $125/day; $2,000 maximum

6+ hours, $500 maximum

Included

Included if purchased within 20 days of initial trip deposit.

Included

Trip Cost - $25,000 maximum

Up to 125% of Trip Cost

12+ hours: $125/day; $500 maximum

Medical Expense Options by Age

Included

Included if purchased within 20 days of initial trip deposit.

Included

Trip Cost - $30,000 maximum

Up to 100% of Trip Cost

12+ hours, $150/day; $1,000 maximum

3+ hours, $500 maximum

Included

Medical

Emergency Dental

COVID-19

$500,000 up to 99

$1,000

Included

$250,000 up to 99

$1,000

Included

$100,000 up to 99

$1,000

Included

$50,000 up to 99

Emergency Medical Evacuation

$750

Included

Pre-Existing Conditions

Exclusion Waiver

Lookback Period

Included if purchased before the final trip payment.

60 days

Included if purchased within 20 days of initial trip deposit.

60 days

90 days

Evacuation

Non-Medical Evacuation

Repatriation of Remains

$1,000,000

$50,000

Included in Emergency Medical Evacuation

$500,000

Included in Emergency Medical Evacuation

$500,000

Included in Emergency Medical Evacuation

$200,000

Property

Baggage Delay

Baggage & Personal Effects

Rental Vehicle Coverage

12+ hours, $500 maximum

$250 per article, $2,500 maximum

$40,000

12+ hours, $250 maximum

$1,500 ($2,500 in IL)

$40,000

24+ hours, $150 maximum

$750

Accidental Death & Dismemberment (AD&D)

24+ hours, $200 maximum

$200 per article, $750 maximum

Optional: $25,000 (Not available in NY or TX)

Life

Common Carrier AD&D

Flight Accident AD&D

$100,000

Included in Common Carrier AD&D

$25,000

Included in Common Carrier AD&D

$20,000 (Not Available in NH)

Sports

Sports Equipment Rental

Amateur Sports

12+ hours, $500/day, $2,000 maximum

Plan Features

Details

Free Look Period

Emergency Cash Transfer

Credit Cards Accepted

Assistance Services

Baggage Tracking

Concierge Services

Identity Theft Coverage

Additional Benefits

Policy Delivery Options

Claims Administrator

Insurance Company / Carrier / Underwriter

A.M. Best Rating

Maximum Trip Length

Travel LX plan provides a higher level of comprehensive benefits for travelers, including Cancel for Any Reason coverage and benefits for many adventure activities.

10 days

Included

Change Fee: $300 Frequent Traveler Reward: $75 Search and Rescue: $10,000 Single Supplement: Included Optional: Interruption for Any Reason - up to 75% of non-refundable Trip Cost Insured. Not available in NY.

International Medical Group (IMG)

United States Fire Insurance Company

A "Excellent"

180 Days

The Travel SE Insurance plan offers worldwide coverage for travel abroad, including cruise coverage.

10 days

Included

Change Fee: $150 Frequent Traveler Reward: $75 Pet Kennel: $100 per day up to a maximum of $300 per Pet Single Supplement: Included

International Medical Group (IMG)

United States Fire Insurance Company

A "Excellent"

180 Days

Travel Lite trip insurance plan provides basic coverages with 24/7 emergency travel assistance services.

10 days

Included

Single Supplement: Included

International Medical Group (IMG)

United States Fire Insurance Company

A "Excellent"

180 Days

Geographic Restrictions

10 days

Included

Co-ordinated Benefit Plans, LLC

Nationwide Mutual Insurance Company

A+ "Superior"

60 Days

*Benefits shown reflect coverage provided if the policy is purchased for the total trip cost.
The dash (-) in the fields above means Not Applicable (N/A).

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Why purchase insurance from Insubuy^®?

Same Price. Better Service.^®

There are many advantages in purchasing from Insubuy^® and no disadvantages.

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.