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Your Complete Well-Wisher - 100% Neutral Broker

Your Complete Well-Wisher - 100% Neutral Broker

Insubuy chooses to support each of our customer's best interest. Therefore, we are NOT under pressure or obligated to offer you a plan that is unsuitable for you so we can meet a sales target. Insubuy will always advise you of the most suitable plan for your specific needs. Insubuy is not incentivized to offer only a particular product to everyone. We believe the best product for your specific situation is the most suitable one.

How We Are Your Well Wisher

Insubuy only offers the widely available visitors insurance products on our website.

As Insubuy is a leader in the visitors insurance industry, some insurance companies routinely offer Insubuy the choice of developing custom products that are available only on insubuy.com. However, Insubuy willingly rejects offers of customized, white labeled exclusive products.

Why We Don't Offer Exclusive Products

Insurance companies always put numerous conditions on custom products that are made exclusively for a given broker, including, but not limited to:

  • Custom products must be displayed at the top of plans found in quoting.
  • Provide aggressive sales targets that must be met in order to keep the product.
  • If a target is met in a given year, more aggressive targets are immediately given the next year.

These conditions mean the broker is no longer acting as your advocate to help you choose the plan most suitable for you. When this happens, 100% of the brokers' neutrality is lost because they are obligated to push their custom product to meet their target sales.

In order to meet the sales target, a broker offering an exclusive product would be under immense pressure to offer that same plan to everyone, irrespective of whether it is the most suitable plan for your needs or specific situation. Even if the insurance company rejects the claims improperly or does something not in the best interest of customers, the broker would still be obligated to continue pushing their customized product. In this case, the brokers may be acting in their own best interest, rather than yours, and are likely to give biased advice.

Insubuy truly is your well-wisher and you are our priority. We understand that is important to be able to trust our guidance. You can shop confidently with us knowing that we will always put your best interest ahead of our own.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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