- Coverage for as few as five days, up to 364 days
- Medical Expense, Evacuation, Accidental Death and Dismemberment, and much more
- Many deductible options per plan
- Coverage for travelers coming from the United States
International Medical Care Can Become a Major Expense to Your Family
Traveling or living abroad can be an exciting and fulfilling experience. However, every year many people visiting foreign countries require emergency medical treatment, hospitalization, or medical evacuation to their home countries.
A major illness or injury could be a high cost that you may not be prepared for. In 2012, the average cost for a hospital stay was over $4,000 per day, and a major illness or injury could cost you much more. Medical evacuation to your home country is also costly. For example, an air ambulance from North America can cost upwards of $20,000 for one way travel alone.
Source: Int'l Federation of Health Plans; On-Call International
More than Medical Care While Traveling
WorldMed Insurance offers much more than just medical insurance while traveling outside of your home country. WorldMed also covers baggage loss, trip interruption, and can also provide assistance for stolen passports or Visas. WorldMed is your complete travel insurance plan while you're away from home!
Options to Cover Your Lifestyle & Activities
WorldMed also offers several buy-up options to help cover your needs:
- Enhanced Accidental Death and Dismemberment: For $0.25 per person, per day, you can add an additional $50,000 to your benefit.
- Intercollegiate/Interscholastic Sports: An Intercollegiate/ Interscholastic Sports Rider is available for those participating in intercollegiate, interscholastic, or organized amateur sports during their visit for an additional $1.25 per person per day.
- Hazardous Activities: For those planning to participate in hazardous activities, an additional rider is available for purchase for an additional 20% of your premium. Only medical expenses are covered under this benefit.
For more information on any of these options, call toll free: (866) INSUBUY (467-8289)
Why Do I Need WorldMed Insurance?
WorldMed is designed for people who are traveling outside their home country from five days, up to 364 days. WorldMed Insurance provides quality, high limit illness and accident expense protection.
If you are injured or become ill while abroad, you can rely on WorldMed to reimburse you for your covered medical expenses. Major expenses can be paid directly to the medical or evacuation provider. You pay the deductible and coinsurance (if applicable).
WorldMed also provides you with around-the-clock access to emergency assistance services which can help refer you to local doctors or hospitals, provide multilingual interpretation, arrange your emergency medical evacuation, and keep you in touch with your physician and family back home.
Who Can Purchase WorldMed Insurance?
WorldMed Insurance will provide worldwide coverage to residents of the United States, ages 14 days to 69 years old, traveling outside the United States to a foreign country.
Can I Cancel If I Don't Take My Trip?
Cancellations and Refunds of an insurance policy can be considered when a written request is received prior to the Effective Date. After the Effective Date, the premium is considered fully earned and non-refundable. Partial refunds are not available. All refunds are subject to a $25 processing fee. Please mail, fax, or email a refund request to Travel Insurance Services.
About Travel Insurance Services
Since 1973, Travel Insurance Services has been a leader in developing insurance plans for travelers around the world. Thousands of international visitors trust Travel Insurance Services every year with their insurance needs while away from their home country.
Benefits & Limits
|Minimum Stay||5 Days|
|Maximum Stay||364 Days|
|Medical Expense||$500,000 or $1,000,000|
|Coinsurance||100% after deductible|
|Accidental Death & Dismemberment*||$50,000|
|Emergency Medical Evacuation||$250,000|
|Sudden Onset of Pre-Existing Condition †||$10,000|
|Return of Minor Children||$50,000|
|Repatriation of Remains||$50,000|
|Urgent Care Facility||Not Available|
|lost Baggage||$250 per bag / $500 max.|
|Emergency Dental||$1,000; $100 for pain relief|
|World Wide Assistance Services||Included|
|Accidental Death & Dismemberment Buy-Up*||Optional Add-On|
|Intercollegiate/Interscholastic & Amateur Sports||Optional Add-On|
|Hazardous Activities||Optional Add-On|
* Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-69: $50,000;
†The Sudden Onset of Pre-Existing Conditions maximum benefit for those 65 and older is $2,500, after deductible..
World Wide Assistance Services*
World Wide Assistance Services is available 24 hours a day, 7 days per week, can help you in your native language, and is included with WorldMed Insurance. Doctors and nurses are available on staff to help determine what care you need, where you can go for treatment, and what to do in the event that emergency travel assistance is needed. We make sure you never go alone!
*World Wide Assistance Services are provided by World Service Center
Daily Premium Rates
|WorldMed Outbound $500,000||WorldMed Outbound $1,000,000|
|Deductible Per Policy Period|
|14 Days-17 Years||$1.46||$1.17||$1.05||$0.94||$1.55||$1.24||$1.12||$0.99|
AdministratorUSI Affinity | Travel Insurance Services
One International Plaza, Suite 400
Philadelphia, PA 19113
WorldMed claims are administered by Tokio Marine HCC - MIS Group.
Lloyd's of London - Syndicate 4141
FOR ADDITIONAL INFORMATIONInsubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093
Phone: (972) 985-4400
Fax: (972) 767-4470
Please Note: This is only a brief description of the coverage(s) available. The Policy may contain reductions, limitations, and termination provisions. Please refer to the complete policy for full coverage details. For full policy details, please look at the certificate wording