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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
There are many elderly relatives visiting their family in the U.S. who are 80 years of age or older (80+). As life insurance, health insurance, travel insurance or visitors insurance primarily look at the age of the person to determine the availability of the plans, as well as the premium, there are few choices of travel medical insurance for seniors over 80, compared to much younger persons.
In short, there are a limited number of options when it comes to health insurance for elderly visitors to the USA who are over 80. Some people argue that their relative is quite healthy at that age and therefore, should be given a much higher policy maximum or a cheaper rate. However, insurance companies determine benefits and rates based on an average claims experience and not based on one person. In any of the available plans, no medical exam is required and no medical information needs to be provided at the time of purchase.
Often the question remains: What is the best visitors insurance, or best travel insurance for seniors visiting the USA who are 80 or older?
Before discussing the visitor medical insurance plans, it is important to first discuss the types of visitors insurance plans:
We always advise our customers to purchase the comprehensive coverage plans. The choices are based on what policy maximum you would like. In the comprehensive coverage category, you can get a maximum $50,000.
After deductible, pays 100% up to the policy maximum $50,000.
It participates in the First Health PPO network, and is extendable in case the stay is extended and is refundable in case of early departure as long as no claims are on file. Complete Details
After deductible, pays 100% up to the policy maximum $50,000.
It participates in the First Health PPO network, it is extendable with a minimum of 5 days initial purchase and is refundable in case of early departure, minus a $25 cancellation fee and so long as no claims have been filed.
This insurance plan provides coverage up to $35,000 in acute onset of pre-existing conditions. Complete Details
After deductible, pays 100% to policy maximum $100,000.
This plan is only available for ages 80 through 84. It participates in the First Health PPO network, however, it is not extendable and is not refundable in case of early departure. The minimum deductible available is $2,500. Coverage is not available in all states and a notarized affidavit is required in a few states.
However, in addition to visitors to USA, new immigrants can also purchase this insurance. Complete Details
In this policy maximum range, there are many different insurance plans available. You can get instant quotes, compare and make instant purchases online.
Participates in the First Health PPO network and provides a $100,000 policy maximum for ages 80 through 89. This plan is extendable when purchased for a minimum of 5 days and is refundable in the event of early departure. As the plan pays a fixed amount for each procedure and you pay the difference, we suggest choosing a $50,000 comprehensive coverage plan over $100,000 fixed coverage plan.
In addition, this plan provides up to $15,000 coverage for an acute onset of a pre-existing condition for ages 80 - 89. Complete Details
This plan offers a $50,000 policy maximum until a persons 90th birthday.
It participates in the First Health PPO network, it is extendable with a minimum of 5 days initial purchase and is refundable in case of early departure, minus a $25 cancellation fee and so long as no claims have been filed.
This insurance plan provides coverage up to $15,000 for acute onset of pre-existing conditions. Complete Details
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More