Visit USA-HealthCare® Budget

Travel medical insurance and more for visitors to the United States.

5 Days to 364 Days

Why do I need Travel Medical Insurance?

Medical care in the U.S. can be very expensive, and your healthcare plan from home may not be enough to cover it. Consider that the average cost of a 3-day hospital stay in the U.S. is $30,000.* If you become sick or injured while visiting, how will you cover your medical costs?


Budget Plan

Offered at a lower cost, the Budget Plan is different in that it's a scheduled benefit plan with a per incident deductible, and has fewer benefits and lower coverage limits than the Standard and Superior plans.

To view the detailed benefits and descriptions of this plan, view the Description of Coverage documents here.

Plan Highlights

Age Eligibility14 days to 80+ yrs14 days to 69 yrs
Maximum Policy/Accident and Sickness Medical Coverage Limits$50,000
(Age 80+: $20,000)
(Ages 65-69: $100,000)
Deductible$0, $50, $100 or $250 per incident$0, $50, $100 or $250 per incident
Emergency Medical Evacuation$100,000$100,000
Repatriation of Remains$25,000$25,000
Emergency Reunion$15,000$15,000
Covid-19 CoverageCoverage IncludedCoverage Included
24/7 Worldwide AssitanceIncludedIncluded

* URC = Usual, reasonable and customary

Please note: This is only a brief description of the coverage(s) available. The Policy Description of Benefits may contain reductions, limitations, exclusions and termination provisions. Coverage may not be available in all states. Please refer to the complete Description of Coverage for full coverage details. To view the Description of Coverage, please visit here.

Who is eligible?

Visit USA-HealthCare is for anyone who is traveling to the United States and is not a U.S. citizen or permanent resident. It is available to:

  • Tourists
  • Visiting scholars
  • Missionaries
  • Business Travelers
  • And more.

You can get individual coverage or coverage for your entire family, including your spouse and children, or for children traveling alone.

Visit USA-HealthCare® is available for as little as $0.74 a day.

Key Benefits

Accident and Sickness Medical Coverage

Reimburses for covered medical expenses (including Covid-19)…or pays providers directly.

Emergency Travelers Assistance

Includes medical referrals, translations, medical evacuation arrangements and contact with family back home.

Emergency Medical Evacuation

Pays for evacuations, plus return airfare home or to original evacuation location. (To be arranged by insurance company.)


Visit USA-HealthCare Budget

Deductible Per Incident
$50,000 Policy Maximum$150,000 Policy Maximum
0 - 17$1.23$1.04$0.93$0.74$2.30$1.89$1.75$1.40

*$100,000 Policy Maximum for ages 65-69.
*$20,000 Maximum Limit for age 80 and over.


USI Affinity | Travel Insurance Services
3805 West Chester Pike
Bldg D, Suite 200
Newtown Square, PA 19073

Visit USA-HealthCare claims are administered by WorldTrips.


Lloyd's of London - Syndicate 4141


Insubuy®, LLC.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: +1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470

Version: BRO-0074-0521_TRAVEL

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More