(866) INSUBUY
(866) 467-8289
8 AM - 9 PM CT Seven Days a Week Source ID: Insubuy
(866) INSUBUY467-82898 AM - 9 PM CTSeven Days a Week

Short Term Refund Table

Long term insurance products such as Global Medical Insurance (IMG), Reside Prime (Seven Corners), and Reside Worldwide (Seven Corners) are annual plans. They are renewed annually. Even though these products offer various payment options such as annual, semi-annual, quarterly or monthly in case you need to cancel the policy before the year is over, you can get a refund on annualized premium based on the short rate refund table below.

In order to estimate you refund, you will have to first calculate the number of days that have elapsed since the effective date of your insurance. Next, look at the table below. The insurance company will keep the percentage of the premium specified next to the number of days. They will refund the rest of the premium to you. And irrespective of the payment frequency you have chosen, you are responsible for the percentage amount listed below on any given day.

Days%Days%Days%Days%Days%Days%Days%Days%Days%Days%
1253825753111241149511866122369260772978633494
2253925763111341150521876122470261782988633594
3254025773211442151521886222570262782998633694
4254125783211542152521896222670263783008633794
5254225793211642153521906222770264783018633895
6254325803211743154531916222870265793028733995
7254425813311843155531926322971266793038734095
8254525823311943156531936323071267793048734195
9254625833312043157541946323171268793058734295
10254725843412144158541956323271269793068834396
11254825853412244159541966323372270803078834496
12254925863412344160541976423472271803088834596
13255025873412444161551986423572272803098834696
14255125883512545162551996423672273803108834797
15255225893512645163552006423772274813118934897
16255325903512745164552016523873275813128934997
17255425913512846165562026523973276813138935097
18255526923612946166562036524073277813148935197
19255626933613046167562046524173278813159035298
20255726943613146168572056524274279823169035398
21255826953713247169572066624374280823179035498
22255927963713347170572076624474281823189035598
23256027973713447171572086624574282823199035699
24256127983713547172582096624674283833209135799
25256227993813648173582106724775284833219135899
262563281003813748174582116724875285833229135999
272564281013813848175582126724975286833239136099
2825652810238139491765921367250752878332492361100
2925662910339140491775921467251762888432592362100
3025672910439141491785921568252762898432692363100
3125682910539142491796021668253762908432792364100
3225692910640143501806021768254762918432892365100
3325703010740144501816021868255762928532993  
3425713010840145501826021969256772938533093  
3525723010940146501836122069257772948533193  
3625733011041147511846122169258772958533293  
3725743111141148511856122269259772968533394  

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More