The University of Miami

University of Miami International Student Insurance

The main University of Miami campus is a private research university located in Coral Gables. A group of citizens in Miami sanctioned the University of Miami in 1925 to promote inter-American studies through research in the creative arts and tropical studies.  

It began functioning from the fall of 1926 after the founder of Coral Gables, G.E. Merrick, made a generous contribution. 

UM Coral Gables had the infamous name of the “cardboard college” for many years because classes were held in a nearby hotel as the university recovered from damages caused by a hurricane. It took over two decades to rebuild the university.  

The University of Miami Academic and Research Opportunities 

The U of M Coral Gables campus is home to the follow colleges and schools, offering undergraduate and master’s degrees:

Colleges:

• Arts and Sciences
• Engineering

Schools:

• School of Architecture
• Herbert Business School
• School of Communication
• School of Education & Human Development
• School of Law
• Frost School of Music
• Nursing and Health Studies

This university has an intense research output. The student population is diverse and all 50 states are represented each year as well as many international students coming from over 150 countries. 

The university has multiple active student bodies. You have the opportunity to learn leadership and socialize with peers through them. It is accredited by the Southern Association of Colleges and Schools and an additional 19 professional accrediting agencies. 

Health Risks for University of Miami International Students 

Coral Gables is a good neighborhood to live in. The cost of rental places is higher than the whole of Florida. Coral Gables ranks 82 out of 100 on the livability scale. The crime rate here is 6 percent less than the Florida state average. Of the crimes that do occur, assault tops the violent crime and the property crime list.

Coral Gables is a coastal city. There were cases of a toxic red tide in 2018 that killed sea life in Florida. Although not lethal to humans, it can cause breathing problems by constricting passages in your lungs, causing coughing and difficulty breathing.  

Cover Your Risks with Exchange Visitor Health Insurance for the University of Miami

There are many reasons to carry an international exchange visitor health insurance plans while you are in the U.S. at the University of Miami

• A posh area may suggest that it’s safe, but that isn’t true. A low crime rate doesn't eliminate the risk of being a victim to some type of transgression. 
• Another good reason to have yourself insured is the coastal location. Hurricanes, tornadoes, floods to name a few natural disasters, occur frequently enough that you should be prepared for various situations. 
• The right health insurance will cover the medical costs incurred from treatment of an injury or sickness that will likely occur to you or a family member. 

Without the canopy of adequate health insurance, getting enrolled at the university is highly unlikely. J visa holders are required to meet minimum insurance requirements to be in compliance with the visa. Even without that requirement, there is a valid reason to be insured while in the U.S. – healthcare is expensive and without a good insurance plan, the high medical costs are yours to pay.  

International Exchange Visitor Health Insurance for the University of Miami – FAQs 

Do J Visa exchange visitors need health insurance before joining the University of Miami?

Yes, it is necessary. All J visa exchange visitors need health insurance while in the U.S. 

What’s the need for University of Miami health insurance for international exchange visitors?

There are very important reasons for the necessity of health insurance for international exchange visitors. 

Exchange visitors must meet J visa insurance requirements for their visa. If J visa holders don’t have adequate health insurance coverage, they could lose it.

Healthcare in the U.S. can cost you big. A trip to the emergency room for an injury can cost thousands of dollars. Having the right insurance plan means that the insurance plans covers the cost instead of you spending all your money for a health emergency.  

How to find the best exchange visitor health insurance for the University of Miami?

The best way to find the right exchange visitors health insurance plan is to compare the plans below against each other. All of these plans meet the J visa insurance requirements. Review for coverage that is important to you and your family, then pick the best one for your needs. 

We are here when you need us. Our customer service agents are available for any questions you have, contact us to help now.