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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
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Individual Disability offers personal high limit disability insurance coverage and was designed to replace a portion of your lost income if you are unable to perform substantial and material duties of your occupation due to an injury or sickness.
Guaranteed Issue Disability Insurance Is designed to offer a low-cost disability insurance option. Since the policy is not underwritten, premiums are discounted and fees associated with underwriting expenses are reduced.
Supplemental coverage to age 65, 67, or 70. Must have a group or individual disability plan. If you are totally disabled for a period longer than 120 months, the policy will pay the remaining monthly benefits as a lump sum without any additional definition restrictions.
To insure a highly compensated individual at 65% of income, multiple disability policies are often required to provide sufficient protection. Executive 400 can supplement existing disability coverage or provide the entire 65% benefit if you are unable to obtain underlying insurance.
Highly trained medical professionals are required to perform at the highest level of quality on a daily basis. This plan is tailored to properly insure against the perils of disability and the premature termination of a successful career.
High limit disability insurance designed to meet needs of high-income earners as their income increases. Can be used to supplement existing disability coverage or provides a 65% benefit if unable to obtain underlying disability insurance.
Disability insurance designed especially for entertainers and high profile clientele. Optional coverage available for disfigurement (even if not disabled), residual income (due to accident or illness), and cost of living adjustment (offset losses due to inflation).
The people behind the scenes in the Entertainment Industry need disability insurance too. Coverage is available even if your income fluctuates between jobs. This plan offers optional coverage for disfigurement, residual income, and cost of living adjustment.
Coverage for Brokers & Traders, offers specialized solutions for common issues like health, income and high net worth, excess coverage, special situations, avocations and age. Coverage available for primary, supplemental, special risk, domestic or international coverage.
Attorneys, Judges and other legal professionals often have incomes that exceed the limits of the traditional insurance markets. This plan provides primary, supplemental, special risk, domestic, or international coverage for many common issues.
Designed specifically to protect blue and gray collar workers; has limits of $100,000 per month or more, and participation limits up to 75% for personal disability and 100% for business uses so you will be able to protect your income.
Graded Benefit Disability Insurance protects personal income at 65%, up to $20,000 per month. Health conditions that are graded are covered at level benefit choices of either 80%, 65% or 50% of the monthly benefit amount. Guaranteed for five years, non-cancellable.
Stock Option Disability Insurance compensates top executives with a lump sum benefit of up to 5 times the last 3 years annual average stock option awards if executives of publicly traded companies become disabled and their annual stock options are no longer awarded to them.
Pension Completion Disability Insurance will pay a lump sum benefit directly to the insured person the equivalent balance of contributions anticipated by the participant in a retirement plan if they were to become disabled.
Unlike traditional disability insurance, loss of future earnings disability plan protects the lifestyle for young professionals that would receive increases in their income, not just their current income. This plan pays a lump sum benefit for permanent total disability.
Chiropractor Disability Insurance provides solutions for several situations that could be disastrous for a chiropractor. This plan allows highly compensated chiropractors to continue living comfortably in case a disability leaves them unable to work.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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