If you previously bought a travel medical insurance plan through Insubuy, you may use Express Repurchase in MyAccount to start a new purchase using your previous policy.
Express Repurchase carries over information from your earlier policy, reducing the amount of information you need to enter again. Repurchase after expiration is available when your previous coverage has ended and you need a new travel medical insurance policy.
What is Express Repurchase?
Express Repurchase is available through Purchase Again in MyAccount. It is used when the same travel medical insurance plan is needed again for the same insureds.
In MyAccount, the feature appears as Purchase Again. Express Repurchase refers specifically to the Same plan for same person(s) selection.
MyAccount is online account portal for accessing policy information and available account services.
What repurchase options are available?
Several travel medical insurance repurchase options are available through Purchase Again in MyAccount.
- Same plan for same person(s) — Repurchase the same travel medical insurance plan for the same insured person or people.
- Same plan for different person(s) — Repurchase the same travel medical insurance plan for a different insured person or group.
- Different plan for same person(s) — Select a different travel medical insurance plan for the same insured person or people.
- Different plan for different person(s) — Select a different travel medical insurance plan for a different insured person or group.
Regardless of the option selected, new travel information is required for the new purchase. The insured information from the previous policy is reviewed, or new insured information is entered based on the selected option.
Can I buy the same travel medical insurance plan again?
Through MyAccount, previously insured individuals may buy the same travel medical insurance plan again using Purchase Again. Select Same plan for same person(s) when the new policy will cover the same insureds under the same plan.
Express Repurchase applies specifically to the Same plan for same person(s) selection, allowing the same plan to be purchased again for the same insureds. New travel information is still required for the new coverage period.
How do I repurchase travel medical insurance?
Repurchasing travel medical insurance through MyAccount follows the same general process for each repurchase option. Some steps or screens may vary based on the option selected, but the overall process remains similar.
- Log in to MyAccount and locate the previous policy.
- Select Purchase Again.
- Choose the repurchase option that matches the new purchase.
- Select Purchase Now to continue.
- Enter the new travel information.
- Review or provide the insured information for the new policy.
- Complete the remaining application and purchase details.
Express Repurchase vs. renewal: what is the difference?
When you repurchase your plan through Express Repurchase, you start a new travel medical insurance purchase using information from a previous policy. The previous policy may have ended, but expiration is not required for repurchase.
A renewal or extension is used to continue existing coverage when permitted under the plan. Express Repurchase starts a separate new purchase, while renewal or extension continues coverage under the applicable policy terms.
When should I use Express Repurchase?
Use Express Repurchase when the same travel medical insurance plan still meets your coverage needs and the same insureds need a new policy. Information from the previous policy is carried over, reducing repeated data entry for the new application.
Express Repurchase is available for visitors to the USA, travelers outside the USA, new immigrants, missionary travelers, Schengen visa applicants, and students studying abroad.
What are the benefits of Express Repurchase?
Express Repurchase saves time by carrying over information from a previous policy. Returning customers can focus on updating travel details and reviewing the information needed for the new coverage period. It keeps the repurchase process within MyAccount and provides a direct way to begin a new travel medical insurance application from a previous policy.
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