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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Speak to a licensed and experienced insurance agent in the United States.
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
We offer several different plans for J visa holders; the eligibility requirements are different in each plan:
Please visit the J1 visa insurance section, to find out which plans you are eligble for you just need to enter your criteria to get instant quotes on the available plans.
Some of the plans available for J visa holders will provide coverage for maternity, and some will not. Eligibility requirements vary with the plans that provide coverage for maternity; more plans covering maternity will be available if it is the primary person (J1) requiring the coverage. If it is the dependent (J2) then more plans will be available when the primary person is included in quote and purchase of a plan.
In any case, maternity is not covered if the person needing coverage is already pregnant as of the effective date of the policy; some plans may have a waiting period.
Please visit J1 visa insurance section and enter your criteria to see what plans you are eligible for.
Schools will usually have their own minimum requirements that an alternative insurance plan must meet before they will accept it.
Please send the requirements of your school (usually provided as the Waiver Form or the Compliance Form) to ofni
We are happy to assist with completing compliance/waiver forms; however, the insurance plan must be purchased first. After purchase, the insured person must fill out the compliance/waiver form first and then send to ofni for it to be signed.
If your school has an online compliance/waiver form, or if it follows a different procedure, please follow that procedure instead.
J visa insurance regulations set by U.S. Department of State require that the insurance purchased by J visa holders must provide at least $100,000 policy maximum per incident (illness, injury or accident). However, Visitors Care provides $100,000 lifetime policy maximum; therefore, it is not J visa compliant insurance.
You can instead purchase Visit USA HealthCare Budget, which is a fixed coverage plan that meets the requirements set by the U.S. Department of State.
We do not offer such plans.
Please look at domestic long term insurance plans instead. Please understand that you can enroll into an ACA compliant plan only during the open enrollment period or during any special enrollment period which applies to you.
No.
No. While your current plan may have additional time remaining until the expiry date, the change in status makes you ineligible for your current plan. Therefore, if there are any claims made after your change in status, chances are they would be denied due to the fact that you were ineligible for the plan when the occurrence happened.
No. This seems to be an industry standard for this type of sports coverage.
Yes. Keep in mind that eligibility requirements still apply. This means you would still shop for a plan under the J1 Visa Insurance section.
No. This is considered preventive care and would not be covered under any exchange visitors plan on the market for dependents (J2 Visa). This would be the case for any inoculations, such as the Flu shot.
Yes. Most plans will treat the Student Health Center as being in the PPO network as far as rates and co-pays go, some may even reduce the co-pay if seen there.
J1 visa holders can purchase StudentSecure Insurance.
J2 visa holders can purchase Atlas America or Atlas Essential America or Atlas Premium America. However, please make sure to choose a policy maximum of $100,000 or more and a deductible not to exceed $500 to meet J visa holder requirements.
We would need further details from you and would need to discuss some things before we can advise you of a plan that would be suitable for you, if any at this point.
If the baby was born in the U.S., then it would be a citizen of the U.S. and therefore, could not be added to the J visa insurance plan. However, most J1 insurance plans would automatically provide coverage for the newborn baby for the first 31 days. After 31 days, you will need to find an ACA compliant insurance plan for the baby.
Please contact our office to discuss insurance coverage options for a child born in the U.S.
That is possible in most plans.
You can purchase some of the plans, but not all of them. Therefore, it would be best if you call our office, we would be glad to guide you towards the most appropriate plans.
No, that is not possible. In fact, some states consider this practice illegal.
Yes, as long as you are on J visa, you are required to maintain J visa compliant insurance for the entire duration of your stay.
Yes. Please look at Geo Blue Navigator Student Insurance. However, please note that it still does not meet ACA requirements as it has been filed as a limited duration policy for international living.
In order to comply with the U.S. Department of State's requirements for J Visa holders, an insurance plan should include Medical Evacuation and Repatriation in certain amounts. If you would like to purchase insurance that does not include that coverage, you will also need to purchase Medical Evacuation and Repatriation Insurance, which is very affordable and easy to purchase online.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More