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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
When traveling abroad, buying travel insurance is absolutely necessary.
But you may be wondering: How much does travel insurance cost? How much travel insurance do I need? The answers to both questions will depend upon the plan you choose, and the details of the trip and the insured.
Of course, purchasing travel insurance will increase your overall trip expenses, but that doesn't mean you should avoid it. You can follow some of the tips below to keep the cost of travel insurance as low as possible.
There are primarily two types of travel insurance plans:
Determine whether you would like coverage on your trip cost or different benefits while on your trip.
Compared to trip cancellation insurance, travel medical insurance can cost significantly less.
Travel insurance cost can vary greatly based on your destination. For example, travel insurance that includes coverage in the US would cost significantly more than a plan that doesn't include the US. To avoid these costs, don't buy the US coverage if you aren't traveling to the US. However, you may be unable to change your destination or itinerary just to save on travel insurance costs.
Travel insurance cost depends directly on the trip cost. Knowing how to calculate the trip cost for travel insurance accurately will help you save money. For example, don't include expenses that you would incur on the trip when calculating the total trip cost for travel insurance . Be careful when deciding whether to include the refundable trip costs in your calculations; by including these costs, you might miss out on some valuable benefits.
There are many optional coverages available that may be useful for some travelers. Carefully evaluate your needs before purchasing. Some examples are:
While you could purchase the travel insurance from a travel provider such as a cruise line, it is always better to purchase from a third party aggregator website such as insubuy.com, where you can get instant quotes from various plans, compare them side by side, and make an instant purchase online. That way, you can buy the exact coverage you need and avoid plans with higher, unnecessary costs. Travel insurance sold through a travel supplier may be limited in coverage and may even cost more.
If you want trip cancellation insurance, your only option is to purchase single trip insurance. However, for travel medical insurance, you should evaluate whether you should purchase single trip or multi-trip travel insurance. As long as your trip length does not exceed the maximum allowed duration, multi-trip travel insurance provides coverage for any number of international trips throughout the year. If you will be taking two or more trips in a year, annual multi-trip travel insurance may be a better option for you.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More