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GlobeHopper® Senior
Short-term, travel medical insurance for travelers age 65+
Since 1990, the administrator has provided global benefits and assistance services to millions of customers in nearly every country around the world. Owned by Sirius Group, a multibillion-dollar, AM Best "A-" rated insurance industry leader, the administrator is uniquely positioned to deliver the Global Peace of Mind® our members need.
- 24/7 medical and travel assistance services
- Multilingual staff & claims administrators
- Highly trained customer service professionals
- Core values driven by a commitment to customers
- Customer service centers located in the U.S. and U.K.
- Financial security to fulfill our promise when you need it most
Plan Highlights
- Offers immediate access to care and reimbursement for eligible medical expenses
- Allows the option to select a hospital or doctor of your choice
- Provides reimbursement for emergency and non-emergency care expenses
- Provides 24/7 emergency medical and travel assistance anywhere in the world
- Does not have a maximum age restriction
Eligibility
- Must be 65 years of age or older
- U.S. citizens and U.S. permanent residents
- Qualified for Medicare and actively enrolled in Medicare Parts A & B and a Medicare Supplement plan or actively enrolled in a Medicare Advantage Plan.
This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and only provides coverage for medical expenses outside of the U.S.
Conditions of Coverage
- Coverage and benefits are subject to the deductible and limits, and all terms of the Certificate of Insurance, Master Policy and other governing policy documents
- Coverage under a GlobeHopper Senior plan is secondary to any other coverage
- Coverage and benefits are for eligible medical expenses which are medically necessary, usual, reasonable and customary
- Charges must be administered or ordered by a licensed physician
- Charges must be incurred during the period of coverage or the coverage duration per trip
- Claims must be presented to the administrator for payment within 180 days from the date the claim was incurred
Summary of Benefits
| Limit/Other | Limit/Amount for Eligible Medical Expenses | |
|---|---|---|
| Single-Trip Plan | Multi-Trip Plan | |
| Period of Coverage | Minimum 5 days, up to a maximum of 365 days | 12 months with maximum of 30 days per trip |
| Area of Coverage | Outside the United States | Outside the United States |
| Maximum Limit per Period of Coverage Age: 65-79 | $50,000, $100,000, $500,000 or $1,000,000 | $1,000,000 |
| Maximum Limit per Period of Coverage Age: 80+ | $50,000 or $100,000 | $100,000 |
| Deductible | $0*, $100, $250, $500, $1,000 or $2,500 per policy period *$0 deductible only available with $50,000 and $100,000 maximum limit | $250 per illness/injury |
| Coinsurance | No coinsurance | No coinsurance |
| Sudden & Unexpected Reoccurrence of Pre-existing Condition | Eligible medical expenses: $2,500 maximum limit Emergency medical evacuation: $25,000 maximum limit | Eligible medical expenses: $5,000 maximum limit Emergency medical evacuation: $25,000 maximum limit |
| Continuation of Treatment Period | Earlier of six months per injury or illness | $5,000 maximum limit before earlier of a) 30 day per injury or illness or b) upon return to home country |
| Inpatient/Outpatient Benefits Subject to Deductible and Coinsurance unless otherwise noted Eligible Medical Expenses are limited to Usual, Reasonable, and Customary | ||
|---|---|---|
| Single-Trip Plan | Multi-Trip Plan | |
| Charges | Limits per Period of Coverage unless stated as Maximum Limit | |
| Hospital Room & Board | Average semi-private room rate | Average semi-private room rate |
| Intensive Care Unit | Up to maximum limit | Up to maximum limit |
| Surgery | Up to maximum limit | Up to maximum limit |
| Physician Visits | Up to maximum limit | Up to maximum limit |
| Diagnostic Procedures | Up to maximum limit | Up to maximum limit |
| Home Nursing Care | Up to maximum limit | Up to maximum limit |
| Durable Medical Equipment | Up to maximum limit | Up to maximum limit |
| Emergency Room | Up to maximum limit Additional $250 deductible for illness that does not result in a direct hospital admission | Up to maximum limit Additional $250 deductible for illness that does not result in a direct hospital admission |
| Prescriptions Subject to the Deductible and Coinsurance unless otherwise noted Eligible Medical Expenses are limited to Usual, Reasonable, and Customary | ||
|---|---|---|
| Single-Trip Plan | Multi-Trip Plan | |
| Charges | Limits per Period of Coverage unless stated as Maximum Limit | |
| Prescription Medication | Up to maximum limit | Up to maximum limit |
| Emergency Services Not Subject to the Deductible and Coinsurance unless otherwise noted Eligible Medical Expenses are limited to Usual, Reasonable, and Customary | ||
|---|---|---|
| Single-Trip Plan | Multi-Trip Plan | |
| Benefit | Limits per Period of Coverage unless stated as Maximum Limit | |
| Emergency Medical Evacuation | $250,000 lifetime maximum | $250,000 lifetime maximum |
| Emergency Reunion | $50,000 lifetime maximum | $50,000 lifetime maximum |
| Return of Mortal Remains | $50,000 lifetime maximum | $50,000 lifetime maximum |
| Political Evacuation | $50,000 lifetime maximum | $50,000 lifetime maximum |
| Inter-facility Transportation | $2,500 lifetime maximum | $2,500 lifetime maximum |
| Non-Emergency Medical Evacuation | $25,000 lifetime maximum | N/A (only offered under Evacuation Plus rider) |
| Other Services Not Subject to the Deductible and Coinsurance unless otherwise noted Eligible Medical Expenses are limited to Usual, Reasonable, and Customary | ||
|---|---|---|
| Single-Trip Plan | Multi-Trip Plan | |
| Benefit | Limits per Period of Coverage unless stated as Maximum Limit | |
| Terrorism | $50,000 lifetime maximum | $50,000 lifetime maximum |
| Accidental Death and Dismemberment | $25,000 principal sum | $25,000 principal sum |
| Common Carrier Accidental Death | $100,000 per adult/ $200,000 per family lifetime maximum | $100,000 per adult/ $200,000 per family lifetime maximum |
| Trip Interruption | $5,000 | $5,000 |
| Lost Luggage | $50 maximum per item of personal property, $250 overall maximum | $50 maximum per item of personal property, $250 overall maximum |
| Identity Theft | $500 maximum limit | $500 maximum limit |
| Felonious Battery | $10,000 lifetime maximum | $10,000 lifetime maximum |
| Dental Emergency - Treatment Due to Accident | Up to maximum limit | Up to maximum limit |
| Traumatic Dental Injury | Up to maximum limit | Up to maximum limit |
| Dental Emergency - for unexpected pain | $100 maximum limit | $100 maximum limit |
| Natural Disaster | $100 per day for five days, $5,000 lifetime maximum for evacuations | $100 per day for five days, $5,000 lifetime maximum for evacuations |
| Hospital Indemnity | $250 per night, 30 overnights maximum | $250 per night, 30 overnights maximum |
| Local Ambulance Expense | $5,000 maximum limit | $5,000 maximum limit |
All coverage and benefits in this Policy are in United States (U.S.) dollars. Benefits are subject to the exclusions and limitations and are payable only at Usual, Reasonable and Customary charges. This is a summary of a selection of plan benefits offered only as an illustration and does not supersede in anyway the Certificate of Insurance and governing policy documents (together the "Insurance Contract"). The Insurance Contract is the only source of the actual benefits provided. *Must be approved in advance and coordinated by the Company.
Expand Your Coverage
Expand your Multi-Trip plan with the Evacuation Plus rider for additional coveage while away from home.
While GlobeHopper Senior provides emergency medical evacuation coverage for life-threatening injuries and illness, the Evacuation Plus Rider provides coverage up to $25,000 for medical evacuations if you experience a sudden, non-life-threatening medical condition that requires hospitalization. The administrator will arrange and cover ground and air transportation to the nearest hospital capable of providing treatment.
Note: This rider is for the GlobeHopper Senior Multi-Trip plan only.
Innovative Technology & Member Services
MyAccount
MyAccount provides service at your fingertips, giving you the information and tools to manage your plans anytime, anywhere, through easy-to-use technology. You’ll have immediate access to important resources online, including our service center team, plan document access, claim forms and much more.
Pharmacy Discount Savings
Universal Rx is a discount savings program that allows you to purchase prescriptions from one of 35,000 participating pharmacies in the U.S. and receive the lower of 1) Universal Rx contract price or 2) the pharmacy regular retail price. This network offers a simplified claims process with minimal paperwork for the member if they visit an in-network provider.
This program is not insurance coverage; it is purely a discount program.
International Provider AccessSM
Travelers outside of the U.S. can also enjoy access to quality healthcare worldwide with proprietary IPA network that includes:
- Over 18,550 physicians and facilities
- Direct billing arrangements that minimize time and upfront expense
How To Get Covered
Step 1:
Get a quote in the online application.
Step 2:
If applying as a family, you may include yourself, your spouse, and dependents on one application. Please complete a group application if you have two or more primary insureds.
Step 3:
Receive a fulfillment kit that includes an identification card, declaration of insurance, and a Certificate of Insurance outlining the details of the plan. Welcome to the family!
Protect Your Investment
We also offer trip cancellation plans to help protect your travel investment. There are different plan options specifically designed for your needs. For more information, please visit Trip Insurance.
Administrator
IMGP.O. Box 88509
2960 North Meridian Street
Indianapolis, IN 46208-0509 USA
Underwriter
Coverage is underwritten and issued by Sirius Specialty Insurance Corporation, rated "A-" (excellent) by A.M. Best and A- by Standard & Poor's (at the time of printing).
FOR ADDITIONAL INFORMATION
Insubuy®, LLC.4200 Mapleshade Ln, Suite 200
Plano, TX 75093
Toll Free:
+1 (866) INSUBUY
Phone:
+1 (972) 985-4400
Fax:
+1 (972) 767-4470
Website:
www.insubuy.com
This invitation to inquire allows eligible applicants an opportunity to seek information about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations and exclusions in the insurance contract.
Certain contracts do contain a pre-existing condition exclusion and do not cover losses or expenses related to a pre-existing condition.
This brochure contains many of the valuable trademarks, names, titles, logos, images, designs, copyrights and other proprietary materials owned and registered and used by International Medical Group, Inc. and its representatives throughout the world. © 2007-2020 International Medical Group, Inc. All rights reserved.
Version:
CM00501116A200930
1020
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More