GlobeHopper® Senior Single-Trip

Short-term, travel medical insurance for travelers age 65+

Sudden and Unexpected Reoccurrence of a Pre-Existing Condition - Covered up to $2,500 (Single), $5,000 (Multi)

GlobeHopper Senior Single-Trip and GlobeHopper Senior Multi-Trip provide coverage for a sudden and unexpected recurrence of pre-existing conditions for insured persons. By understanding what a pre-existing condition is, you can better understand the coverage for a sudden and unexpected reoccurrence by knowing how it relates to a pre-existing condition.

Pre-existing Condition

Any Injury, Illness, sickness, disease, or other physical, medical, Mental or Nervous Disorder, condition or ailment that, with reasonable medical certainty, existed at the time of Application or at any time during the three years prior to the Effective Date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, Treated, or disclosed to the Company prior to the Effective Date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.

Conditions and Restrictions

To be eligible for benefits for an Unexpected recurrence of a Pre-existing Conditions, the Insured Person must be in compliance with the following conditions and restrictions. At the time of the Unexpected recurrence of the Pre-existing Condition,

  1. The Insured Person must not be Traveling against or in disregard of the recommendations, established Treatment programs, or medical advice of a Physician or other healthcare provider; and
  2. The Insured Person must not be traveling with the intent or purpose to seek or obtain Treatment for the Pre-existing conditions; and
  3. The Insured Person must not be traveling during a period of time when the Insured Person is preparing or waiting for, involved in, or undertaking a new, changed, or modified Treatment program with respect to the Pre-existing Conditions, and is not traveling subsequent to any such new, changed or modified Treatment program having been advised or recommended; and
  4. The Pre-existing Conditions must have been stabilized for at least thirty (30) days prior to the Effective Date without change in Treatment; and
  5. The Insured Person must be traveling outside the United States.
Sudden and Unexpected Reoccurrence Maximum$2,500$5,500

Sudden and Unexpected Reoccurrence of a Pre-Existing Condition

Subject to the Terms of this insurance and the insurance and the Conditions and Restrictions set forth below and in the event the Insured Person suffers or experiences Unexpected recurrence of a Pre-existing Conditions during the Period of Coverage for which immediate Treatment is essential and necessary to stabilize the Pre-existing Condition, the Insured Person will be reimbursed up to the amount shown in the Schedule of Benefits/Limit for Eligible Medical Expenses incurred during the Coverage Duration per Trip with respect to the Unexpected recurrence of the Pre-existing Condition.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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