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Expat Worldwide Essential - Individual International Health Insurance for Expatriates
Please use this high level information as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise information such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.
All the amounts are in U.S. dollars.
General
Medical - Outpatient
$10 copay per visit, then to policy maximum.
Not subject to deductible.
$10 copay per visit, then to policy maximum.
Not subject to deductible.
-
$10 copay per visit, then to policy maximum.
Not subject to deductible.
$2,000 per year
To policy maximum
$2,500 per year, maximum of 90 days per prescription. Optional up to $25,000
Not subject to deductible.
To policy maximum
To policy maximum
To policy maximum
To policy maximum
Medical - Inpatient
To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum
Medical - Other Treatment And Services
10 days
To policy maximum
To policy maximum
-
To policy maximum
Inpatient: To policy maximum
Outpatient: $10 copay
To policy maximum, 12 visits per year.
None
Covered with proof of prior creditable coverage.
-
-
-
180 days
To policy maximum
To policy maximum
-
$250 per day, maximum of 30 visits per year.
To policy maximum, maximum of 30 visits per year.
$5,000
Included
Maternity Coverage
Dental
Optional
$200 per tooth, $1,000 per year maximum
Wellness
To policy maximum
To policy maximum
Travel
Alternative Medicine
$2,000 per year
-
-
-
-
-
Other
-
Included
Plan Features
Full refund within 10 days of purchase as long as no claims have been filed and you have not departed on your trip.
$0
$0
-
$1,000 Up to 74
$2,500 Up to 74
$5,000 Up to 74
$10,000 Up to 74
Worldwide Insurance Services LLC
4 Ever Life International
Purchase this plan instantly online today!
- URC - Usual, Reasonable and Customary Charges.
- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).