Navigator Student is extendable with the following rules:
- Minimum initial purchase duration: 3 Months
- Maximum extended duration: 364 Days
- Extension fee: $0
Coverage may be extended in monthly increments, if requested. Before expiration of each 364 day period, new rates are sent with the option to continue the plan, if eligible up to age 75.
NOTE: This is an extension of the policy and NOT a new policy. That means that if something happens in the previous policy period, it will not be considered a pre-existing condition. While if you take a new policy, it will be considered a pre-existing condition. Thus, the ability to extend is a big advantage.
All extension fees, if any, are charged by the insurance company. There are no additional fees (or any other fees) charged by Insubuy®.