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Business Disability Insurance

Buy Sell Insurance

Buy Sell Insurance

The sudden disability of a partner can be more detrimental than a sudden death. In some cases, the disabled partner continues to earn a salary, but does not contribute to the company. Buy Sell disability insurance is designed to mirror the requirements of the buy sell agreement.

Buy Sell Plus Insurance

Buy Sell Plus Insurance

In the months preceding a disability buy-sell, a financial drain can occur on an organization while the disabled principal is unable to work. This plan provides security with a monthly cash flow delivered to the firm, which can be used to assist the firm with their cash flow.

Overhead Expense Insurance

Overhead Expense Insurance

Provides coverage to prevent financial hardship in case of disability. This coverage provides vital reimbursement for the monthly liabilities in which the owner is responsible, such as utilities, property, malpractice insurance and other expenses in case of their total or partial disablement.

Key Person Insurance

Key Person Insurance

Key Person Disability Insurance provides protection against the loss of cash flow and the usual increase in cost when an employee key to the businesses success becomes disabled. Benefit options of monthly benefits or lump sum benefits are available.

Buy In Insurance

Buy In Insurance

Buy In Disability Insurance offers coverage for a young professional or key employees in many occupations buying into ownership of a company. This plan supplements your current income if you or the established owner becomes disabled during the Buy In.

Contract Guarantee Insurance

Contract Guarantee Insurance

Contract Guarantee Disability Insurance provides financial protection for employment contracts, performance agreements and consulting contracts between a company and an employee, business partners, or divorces couples in case of disability to either party.

Severance Insurance

Severance Insurance

When the termination of an employee places a benefits liability on the employer. Severance Agreement coverage allows the severed employee to be insured during the period of unemployment which relieves the employer of the financial liability created by such an arrangement.

Salary Continuation Insurance

Salary Continuation Insurance

Salary Continuation Disability Insurance allows a company to continue paying according to their salary continuation plan in case of a disability to the employee and still protecting the company from taking a huge financial loss in their books.

Loan Indemnification Insurance

Loan Indemnification Insurance

Used for bank loans when the borrower is required to purchase a disability insurance in case of injury or sickness to ensure payments on the loan are still made. Optional coverage available for Residual Disability and Flexible Interest Rate.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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