The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
"My insurance uses the United Healthcare PPO Network and I found your name on the United Healthcare network search."
"I have WorldTrips Insurance" or "I use WorldTrips Network" or "I have Atlas America insurance" or "I have Insubuy insurance."
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.
When you go to the providers within the PPO network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by WorldTrips in the USA. You never have to contact the carrier Lloyd's for any purpose whatsoever.Search ProvidersClaims Process & FAQ
There is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.
You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.
Your insurance ID card includes the Vantage America discount card that you can use to reduce the upfront price that you would need to get reimbursement for.
You are free to visit any provider you like. For your convenience, a listing of providers participating in our international network is located at International Provider Network Directory.
The doctor's office or local hospital has a choice to be paid by the patient or by the plan administrator. However, for larger eligible expenses like hospitalization/surgery etc., you may contact the plan administrator and they will ask the provider to arrange direct billing.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.Learn More
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.Learn More
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.Learn More
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.Learn More
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.Learn More
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.Learn More
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.Learn More
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.Learn More
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.Learn More
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.Learn More