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International Student Medical Insurance

Michigan State University International Student Insurance

General Information

Michigan State University, located in East Lansing, Michigan, was chartered in 1855 by the state legislature. It opened in 1857 as the Agricultural College of the State of Michigan, and it served as a prototype for future land-grant colleges established under the Morrill Act of 1862. The first horticultural laboratory in the country was established there in 1888. The first women were admitted in 1870, and the first African-American student in 1899. The school was initially founded as an agricultural and mechanical arts institution, but as its curriculum expanded, its name changed several times—such as Michigan State College of Agriculture and Applied Science in 1925, and Michigan State University of Agriculture and Applied Science in 1955—before adopting its present name in 1964. 

Today, MSU boasts one of the largest university enrollments in the country at about 50,000 students and counting each year. The school colors are green and white, and its athletic nickname is the Spartans.

Academic and Research Opportunities

MSU offers more than 200 undergraduate, graduate, and professional programs across its 17 academic colleges. Among them are the colleges of agriculture and natural resources, communication arts and sciences, business, engineering, human medicine, law, music, nursing, social science, and veterinary medicine. Thirty-three of the school’s programs rank in the top 25 nationally by U.S. News & World Report. Its rehabilitation counseling program ranks first in the nation from that publication.

MSU is also known for its research initiatives. It operates a plant research laboratory in a partnership with the U.S. Department of Energy. Other notable research programs and public service facilities include the National Superconducting Cyclotron Laboratory, a center for continuing education in business, the Facility for Rare Isotope Beams, the Great Lakes Bioenergy Research Center, and the Institute for Quantitative Health Science and Engineering.

On Campus

Cultural points of interest on campus include the MSU Museum, which presents exhibits in the fields of anthropology, natural science, folk arts, and history; the Eli and Edythe Broad Art Museum; the Great Lakes Quilt Center; and the Center for Great Lakes Culture.

Notable Alumni

Notable Michigan State University alumni include basketball player Magic Johnson; film director Sam Raimi; actor James Caan; author Tom Bissell; science fiction author Timothy Zahn; and numerous professional athletes from the NFL, NBA, and NHL.

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Michigan State University International Student Insurance Requirements

Students

Michigan State University (MSU) cites that all students are required to have health insurance and are automatically enrolled in the MSU health plan for the full registered term. Students will not have the option to waive out of this plan unless they can demonstrate other coverage that can match the applicable waiver criteria such as but not limited to:

  • Covers a minimum of $500,000 per condition without time limitation.
  • Covers inpatient and outpatient mental health services.
  • Covers prescriptions up to a minimum of $500,000.
  • Provides coverage worldwide.

Dependents can be added to the school’s plan for an extra fee, or purchase an alternative plan for their dependents that meets federal limits. Those with an F-2 visa can select any plan in the Student (F-1/F-2) section of the website as these do meet the federal limits as required by the school. All plans under the Exchange Visitor (J-1/J-2) section will meet the requirements mandated by the Department of State.

It is recommended to contact the Office for International Students and Scholars of to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Exchange Visitors

Michigan State University (MSU) cites that all J-1 visa holders are required to maintain health insurance through a verified MSU health insurance policy that is known to meet or exceed the U.S. Department of State federal regulations. J-1 visa holders are able to waiver if it is confirmed by their human resource department that the plan meets the specified criteria as each category may have different mandated requirements.

  • Covers a minimum of $500,000 per condition without time limitation.
  • Covers inpatient and outpatient mental health services.
  • Covers prescriptions up to a minimum of $500,000.
  • Provides coverage worldwide.

J-2 accompanying dependents are able to be added to the MSU plan at an additional cost or purchase an alternative plan. There are no listed mandates for the J-2 accompanying dependents other than the U.S Department of States federal regulations. All plans under the Exchange Visitor (J-1/J-2) section will meet the requirements mandated by the Department of State.

J-1 Scholars who are Full-time MSU Employees for more than nine months: MSU will provide health insurance and states that it will be required to check in and attend an orientation with Human Resources to obtain further details about the enrollment of the health insurance.

J-1 Scholars who are Full-time MSU Employees for less than nine months: MSU cites that you are responsible of obtaining health insurance. However, it will be mandated to purchase the insurance from MSU.

All other J-1 Scholars non-MSU employees: MSU requires that you speak with Human Resources to better understand your health insurance options. It is further noted that the health insurance plan that is available is the one provided to students.

It is recommended to contact Human Resources or the Office for International Students and Scholars to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Please contact our office for further information. This information is subject to change.

J Visa Insurance Plans

Study USA - Healthcare Platinum

F Visa Insurance Plans

Study USA - Healthcare Platinum

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

Did you know?

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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